5845 Willow Rd, Ider, AL 35981 Property Records

DeKalb County property record for 5845 Willow Rd, Ider, AL 35981

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1976
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Dec 2021)
Tax Bill	$839 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-08-34-0-000-024.001`

Property Details

APN / Parcel Number

Primary APN	`02-08-34-0-000-024.001`
Alternative APNs	`158667` `160950` `900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,878 sqft (0.64 acres)
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	160950
Street Address	5845 WILLOW RD
City	IDER
State	AL
Zip	35981-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S34 T3S R9E CON T 0.64 ACPT OF SE 1/4-SE 1/4 DESC AS:BEG822.45' N OF SE COR OF SEC SW 76.86'NW 162.87' NE 254.58' SE 115.85'
Legal Range	09E
Legal Township	03S
Legal Section	34
Jurisdiction	DEKALB AL
Township / Civil Division	IDER
Census Block Group	3
Census Block	3046
Census Tract	960102

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5845 WILLOW RD, IDER, AL 35981-4307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Apr 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Deed Book / Page	3001 / 8022
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	000735/310
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Dec 7, 2021
Property Address	5845 WILLOW RD, IDER, AL 35981-4307
Document Number	03001/8022
Book / Page	3001 / 8022
Instrument Date	Dec 6, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1043 COUNTY ROAD 739, HENAGAR, AL 35978-3828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 WILLOW RD, IDER, AL 35981-4307

Mortgage

Document Number	0500125206
Date	Dec 7, 2021
Instrument	5001/25206

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	5001/25221
Date	Dec 7, 2021
Book Page	5001/25221

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Apr 15, 2021
Property Address	5845 WILLOW RD, IDER, AL 35981-4307
Document Number	03001/2379
Book / Page	3001 / 2379
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	798 S CREST RD, CHATTANOOGA, TN 37404-5921

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1043 COUNTY ROAD 739, HENAGAR, AL 35978-3828

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Ider Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$839.00 (+6.88%)
2025	$785.00 (+6.95%)	$19,400 (+6.95%) Land $880 Building $18,520	$107,000 (+17.97%) Land $4,800 Building $102,200
2023	$734.00 (+24.83%)	$18,140 (+24.76%)	$90,700 (+24.76%) Land $4,800 Building $85,900
2022	$588.00	$14,540 Land $960 Building $13,580	$72,700 Land $4,800 Building $67,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB-JACKSON WATER SUPPLY DISTRICT serves 32,421 people · EPA ID AL0001796
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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