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5845 Saint Elmo Ave, Cincinnati, OH 45224 Property Records

Hamilton County property record for 5845 Saint Elmo Ave, Cincinnati, OH 45224 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1916
Square Footage1,654 sqft Living Area
Lot Size7,449 sqft (0.171 acres)
OccupancyOwner Occupied
Last Sale$75,000 (2007)
Tax Bill$2,753.00 (2025)

Owner

Source: Hamilton County records · APN 235-0002-0041-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address5845 SAINT ELMO AVE, CINCINNATI, OH 45224-3021
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Jul 31, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PHH MORTGAGE SERVICES CORP
Jul 22, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
TRUPARTNER CU INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2007 · Amount on Record
Deed SaleJun 15, 2007 · Amount on Record
Prior SaleOct 30, 2006 · Amount on Record
Deed Doc Number128104
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5845 SAINT ELMO AVE, CINCINNATI, OH 45224-3021
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004431
DateJan 12, 2022
Book Page14582/2380
Instrument2022-0004431
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 01, 2027

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5845 SAINT ELMO AVE, CINCINNATI, OH 45224-3021
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5845 SAINT ELMO AVE, CINCINNATI, OH 45224-3021

Mortgage

Document Number0000053109
DateJul 31, 2024
Book Page15219/2044
Instrument2024-0053109
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressWEST PALM BEACH, FL 33416
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term201 Months
DueApr 01, 2041

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5845 SAINT ELMO AVE, CINCINNATI, OH 45224-3021
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5845 SAINT ELMO AVE, CINCINNATI, OH 45224-3021

Mortgage

Document Number0000054401
DateJul 22, 2025
Book Page15462/654
Instrument2025-0054401
Lender
NameTRUPARTNER CU INC
TypeCredit Union
AddressCINCINNATI, OH 45214
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJul 31, 2035

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,753.00 (+2.99%)$44,496 (-) Land $10,388 Building $34,108
2024$2,673.00 (-2.12%)$44,496 (-) Land $10,388 Building $34,108
2023$2,731.00 (+88.6%)$44,496 (+111.21%) Land $10,388 Building $34,108$127,130 (+111.21%) Land $29,680 Building $97,450
2022$1,448.00 Homeowner's exemption$21,067 Land $8,460 Building $12,607
2020$60,190 Land $24,170 Building $36,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN235-0002-0041-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,654 sqft Living Area
1st Floor1,078 sqft 1st Floor
2nd Floor576 sqft 2nd Floor
Upper Floors576 sqft Upper Floors
Basement Area756 sqft Basement
Finished Basement570 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1916
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,449 sqft (0.171 acres)
Depth X Width151 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage
Patio Area216 sqft Patio
Porch1 Porch
Porch Area363 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5845 SAINT ELMO AVE
CityCINCINNATI
StateOH
Zip45224-3021
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description5845 ST ELMO AVE 50 X 151.50 LOT 32 DR J FERRIS SUB
Legal SubdivisionDR J FERRIS SUB
Legal Lot Number32
JurisdictionHAMILTON OH
Minor Civil DivisionCINCINNATI
Census Blockgroup2
Census Block2012
Census Tract8201

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