St. Clair County property record for 5845 Puttygut Rd, China, MI 48054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,376 sqft · built 1977 |
| Lot Size | 3.18 acres (138,521 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Dec 2016) |
| Tax Bill | $2,648 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-13-015-1003-000 |
| Primary APN | 74-13-015-1003-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 138,521 sqft (3.18 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5845 PUTTYGUT RD |
|---|---|
| City | CHINA |
| State | MI |
| Zip | 48054-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG S 86D 50M 38S W 880' FROM N 1/4 COR, TH S 3D 29M 57S E 630', TH S 86D 50M 41S W 220', TH N 3D 29M 57S W 630', TH N 86D |
| Legal Range | 16E |
| Legal Township | 04N |
| Legal Section | 15 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CHINA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 641000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5845 PUTTYGUT RD, CHINA, MI 48054-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL MACOMB COMMUNITY CU |
| Feb 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Deed Document Number | 201628089 |
| Deed Book / Page | 4782 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 3, 2026 |
| Property Address | 5845 PUTTYGUT RD, CHINA, MI 48054-1902 |
| Document Number | 0000015579 |
| Book / Page | 5949 / 993 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202615579 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5845 PUTTYGUT RD, CHINA, MI 48054-1902 |
| Document Number | 0000015579, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 5949/993 |
| Instrument | 202615579 |
| Name | CHOICEONE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5845 PUTTYGUT RD, CHINA, MI 48054-1902 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | VANGUARD TITLE |
| Name | Verified Name |
|---|---|
| Address | 5845 PUTTYGUT RD, CHINA, MI 48054-1902 |
| Document Number | 0005532707 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 5532/707 |
| Instrument | 2022014667 |
| Name | CENTRAL MACOMB COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MOUNT CLEMENS, MI 48046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5845 PUTTYGUT RD, CHINA, MI 48054-1902 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5845 PUTTYGUT RD, CHINA, MI 48054-1902 |
| Document Number | 5312821 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 5312/821 |
| Instrument | 2021003181 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5845 PUTTYGUT RD, CHINA, MI 48054-1902 |
| Document Number | 0051900333 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5845 PUTTYGUT RD CHINA MI 480541902, CHINA, MI 48054-1902 |
| Document Number | 0051900333 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 005190/000333 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | China Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,600 (+2.01%) | $305,200 (+2.01%) | |
| 2025 | $2,648.00 (+5.88%) Homeowner's exemption | $149,600 (+18.45%) | |
| 2024 | $2,501.00 (+6.29%) | $299,200 (+18.45%) | |
| 2023 | $126,300 | ||
| 2022 | $2,353.00 | $252,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1980–2009) |
| Most Recent Claim | Aug 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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