5845 Providence Loop, Pensacola, FL 32526 Property Records

Escambia County property record for 5845 Providence Loop, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	2,579 sqft · built 2016
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$188,200 (Feb 2017)
Tax Bill	$1,997 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-1S-30-4000-013-001`

Property Details

APN / Parcel Number

Primary APN	`42-1S-30-4000-013-001`
Alternative APN	`41332365`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,579 sqft Adjusted Area
1st Floor Area	1,008 sqft
Upper Floors Area	1,328 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41332365
Street Address	5845 PROVIDENCE LOOP
City	PENSACOLA
State	FL
Zip	32526-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDMU
Legal Description	LOT 13 BLOCK A PROVIDENCE MANOR S/D PB 18 P 93 OR 7663 P 189
Legal Range	30W
Legal Township	01S
Legal Section	42
Legal Subdivision	PROVIDENCE MANOR S/D
Legal Block	A
Legal Lot Number	13
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1012
Census Tract	3310

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5845 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 6, 2017	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2017 · Amount on Record
Deed Sale	Feb 6, 2017 · Amount on Record
Deed Document Number	2017008812
Deed Book / Page	7663 / 0189
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	5845 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234

Mortgage

Document Number	0085490406
Date	Jun 9, 2021
Book Page	8549/406
Instrument	2021063746

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	5845 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234

Mortgage

Document Number	0089020087
Date	Dec 9, 2022
Book Page	8902/87
Instrument	2022117948

Lender

Name	WHITNEY BANK
Type	Bank
Address	TALLAHASSEE, FL 32301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	5845 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Document Number	0082320715
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5845 PROVIDENCE LOOP PENSACOLA FL 325262234, PENSACOLA, FL 32526-2234

Mortgage

Document Number	0082320715
Date	Jan 16, 2020
Book Page	008232/000715
Instrument	4659

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 6, 2017
Property Address	5845 PROVIDENCE LOOP, PENSACOLA, FL 32526-2234
Document Number	0076630189
Book / Page	7663 / 0189
Map Reference	MB18 PG93
Instrument Date	Jan 25, 2017
Instrument	2017008812
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,317.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5846 PROVICENCE LP, PENSACOLA, FL 32526-2234

Mortgage

Document Number	2017008813
Date	Feb 6, 2017
Instrument	2017008813

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,188 (+2.9%)	$309,646 (-0.09%) Land $40,000 Building $269,646
2024	$1,997.00 (+1.11%) Homeowner's exemption Veteran's exemption	$184,828 (+3%)	$309,925 (+3.92%) Land $40,000 Building $269,925
2023	$1,975.00 (+2.65%) Homeowner's exemption Veteran's exemption	$179,445 (+3%)	$298,229 (+19.6%) Land $40,000 Building $258,229
2022	$1,924.00 Homeowner's exemption Veteran's exemption	$174,219	$249,346 Land $16,500 Building $232,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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