Monroe County property record for 5845 Grandview Ter, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 2,445 sqft · built 1994 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,000 (Aug 2018) |
| Tax Bill | $9,187 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-17-117-005-000 |
| Primary APN | 11-17-117-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,445 sqft Living Area |
| 1st Floor Area | 2,445 sqft |
| Basement Area | 2,445 sqft |
| Unfinished Basement | 2,445 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 133,294 sqft (3.06 acres) |
| Garage Area | 969 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,330 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 608 sqft |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5845 GRANDVIEW TER |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 5 GRAND TERRACE |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | GRAND TERRACE |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 600501 |
5845 Grandview Ter is owned and occupied by two individuals who acquired it in February 2025.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5845 GRANDVIEW TER, WATERLOO, IL 62298-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST COMMUNITY CU |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Aug 14, 2018 | Grant Deed, Transfer · Conventional with PMI FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on File |
| Deed Sale | Aug 14, 2018 · Amount on File |
| Deed Document Number | 2018397373 |
| Last Transfer Date | Feb 6, 2025 |
| Transfer Doc | 0000436434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5845 GRANDVIEW TER, WATERLOO, IL 62298-3403 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000419076 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 419076 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5845 GRANDVIEW TER, WATERLOO, IL 62298-3403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000407227 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 407227 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 15, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 14, 2018 |
| Property Address | 5845 GRANDVIEW TER, WATERLOO, IL 62298-3403 |
| Document Number | 0000397373 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 397373 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | ACCENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5845 GRANDVIEW TER WATERLOO IL 622983403, WATERLOO, IL 62298-3403 |
| Document Number | 397374 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 397374 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5845 Grandview Ter was $9,187 with a homeowner's exemption, up 0.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,187.00 (+0.42%) Homeowner's exemption | $166,470 Land $14,660 Building $151,810 | $499,410 Land $43,980 Building $455,430 |
| 2024 | $9,149.00 | ||
| 2022 | Disabled Person's exemption Veteran's exemption Additional exemption filed | $136,200 Land $14,660 Building $121,540 | $408,600 Land $43,980 Building $364,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5845 Grandview Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5845 Grandview Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures