5845 Duncan Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 5845 Duncan Rd, Phelan, CA 92371

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,879 sqft · built 2006
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jun 2021)
Tax Bill	$4,166 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3069-411-03-0000`

Property Details

APN / Parcel Number

Primary APN	`3069-411-03-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	436,036 sqft
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5845 DUNCAN RD
City	PHELAN
State	CA
Zip	92371-6786
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PHRL
Legal Description	PARCEL MAP 2652 PARCEL 3 EX ST
Legal Subdivision	PARCEL MAP 2652
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2116
Census Tract	9122

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5845 DUNCAN RD, PHELAN, CA 92371-6786
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Jun 30, 2021	Grant Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC
Dec 14, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CHOICE LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Dec 14, 2017
Deed Document Number	2021297740
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	0000530075
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5845 DUNCAN RD, PHELAN, CA 92371-6786
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 DUNCAN RD, PHELAN, CA 92371-6786

Mortgage

Document Number	0000318908
Date	Aug 31, 2020
Instrument	2020-0318908

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 30, 2021
Property Address	5845 DUNCAN RD, PHELAN, CA 92371-6786
Document Number	0000297740
Map Reference	MB 23 PG 72
Instrument Date	Jun 17, 2021
Instrument	2021-0297740
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 DUNCAN RD, PHELAN, CA 92371-6786

Mortgage

Document Number	0000297741
Date	Jun 30, 2021
Instrument	2021-0297741

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 14, 2017
Property Address	5845 DUNCAN RD, PHELAN, CA 92371-6786
Document Number	0000530075
Map Reference	PM2652 MB23 PG72
Instrument Date	Dec 8, 2017
Instrument	2017-0530075
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5845 DUNCAN RD, PHELAN, CA 92371-6786

Mortgage

Document Number	0000530076
Date	Dec 14, 2017
Instrument	2017-0530076

Lender

Name	CHOICE LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$334,536 (+2%) Land $99,367 Building $235,169
2025	$4,166.00 (+7.87%) Homeowner's exemption	$327,977 (+4.04%) Land $97,419 Building $230,558
2023	$3,862.00 (+2.33%) Homeowner's exemption	$315,241 Land $93,636 Building $221,605
2022	$3,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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