Oakland County property record for 5845 Clearview Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,218 sqft · built 1994 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Oct 2018) |
| Tax Bill | $15,110 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit Jun 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-07-202-023 |
| Primary APN | 88-20-07-202-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 17 Rooms |
| Stories | 1 Story |
| Building Area | 5,218 sqft Living Area |
| 1st Floor Area | 2,829 sqft |
| Basement Area | 2,829 sqft |
| Unfinished Basement | 2,829 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 302 ft deep x 68 ft wide |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 55 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5845 CLEARVIEW DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 7 BEACH FOREST SUB NO 3 LOT 217 10-12-92 FR 201-005 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | BEACH FOREST SUB #3 |
| Legal Lot Number | 10,217 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 196500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2019 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK |
| Jun 6, 2019 | Deed of Trust, Mortgage · ARM STAUNTON FINANCIAL INC |
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTION FINANCIAL INC |
| Mar 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Oct 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on Record |
| Deed Sale | Oct 4, 2018 · Amount on Record |
| Prior Sale | Nov 3, 1994 · Amount on Record |
| Deed Document Number | 2018164058 |
| Deed Book / Page | 52244 / 348 |
| Last Transfer Date | Oct 23, 2020 |
| Transfer Doc | 0000063754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032251 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 52634/00593 |
| Instrument | 032251 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | PONTIAC, MI 48340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000088256 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 52902/00664 |
| Instrument | 88256 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000106372 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 54292/563 |
| Instrument | 106372 |
| Name | STAUNTION FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 11, 2021 |
| Property Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Document Number | 0000063754 |
| Book / Page | 55863 / 795 |
| Map Reference | LB 222 PG 38-42 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 63754 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Document Number | 0055863797 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 55863/797 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 4, 2018 |
| Property Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Document Number | 0000164058 |
| Book / Page | 52244 / 00348 |
| Map Reference | LB 222 PG 42 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 164058 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5845 CLEARVIEW DR, 5845, TROY, MI 48098-2449 |
| Name | Verified Name |
|---|---|
| Address | 5845 CLEARVIEW DR, TROY, MI 48098-2449 |
| Document Number | 0000164048 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 164048 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,110.00 (-13.24%) | ||
| 2023 | $1,030,720 | ||
| 2022 | $17,415.00 | $515,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jan 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures