5845 Cambria Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 5845 Cambria Rd, Phelan, CA 92371

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,365 sqft · built 1998
Lot Size	0.872 acres (38,000 sqft)
Owner	Individual Name on Record
Last Sale	$69,500 (Jun 2011)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Jul 2026 Reverse Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`3066-621-19-0000`

Property Details

APN / Parcel Number

Primary APN	`3066-621-19-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	38,000 sqft (0.872 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5845 CAMBRIA RD
City	PHELAN
State	CA
Zip	92371-7496
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	PHRS1
Legal Description	PARCEL MAP 14246 PARCEL 2 BOOK 176 PAGE 3
Legal Subdivision	PARCEL MAP NO. 14246
Legal Block	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	4
Census Block	4069
Census Tract	9109

Owner

Source: San Bernardino County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5845 CAMBRIA RD, PHELAN, CA 92371-7496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Jul 17, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Mar 5, 2024	Deed of Trust, Mortgage · Construction Mortgage NANCY XIONG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2011 · Amount on Record
Deed Sale	Jun 17, 2011 · Amount on Record
Prior Sale	Nov 6, 1997 · Amount on Record
Deed Document Number	2011246051
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 17, 2026
Property Address	5845 CAMBRIA RD, PHELAN, CA 92371-7496
Document Number	0000184321
Instrument Date	Jun 18, 2026
Instrument	2026184321
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 CAMBRIA RD, PHELAN, CA 92371-7496

Mortgage

Document Number	0000184321,
Date	Jul 17, 2026
Instrument	2026184321

Lender

Name	HIGHTECHLENDING INC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.51%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 17, 2026
Property Address	5845 CAMBRIA RD, PHELAN, CA 92371-7496
Document Number	0000184322
Instrument Date	Jun 18, 2026
Instrument	2026184322
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 CAMBRIA RD, PHELAN, CA 92371-7496

Mortgage

Document Number	0000184322,
Date	Jul 17, 2026
Instrument	2026184322

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months

Interest

Rate	6.51%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	5845 CAMBRIA RD, PHELAN, CA 92371-7496
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16458 JUNIPER ST 1, 1, HESPERIA, CA 92345-3598

Mortgage

Document Number	0000051549
Date	Mar 5, 2024
Instrument	2024-0051549

Lender

Name	NANCY XIONG
Type	Private Party
Address	7028 VALJEAN AVE, VAN NUYS, CA 91406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Apr 1, 2026

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$90,820 (+2%) Land $32,670 Building $58,150
2025	$1,313.00 (+7.36%)	$89,039 (+4.04%) Land $32,029 Building $57,010
2023	$1,223.00 (+2.34%)	$85,581 Land $30,785 Building $54,796
2022	$1,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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