58440 Henderson Rd, Ray, OH 45672 Property Records

Vinton County property record for 58440 Henderson Rd, Ray, OH 45672

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1955
Lot Size	1.05 acres (46,130 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Sep 2026)
Tax Bill	$945 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2026 Mortgage + 1 more
APN	`13-00531.000`

Property Details

APN / Parcel Number

Primary APN	`13-00531.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	46,130 sqft (1.05 acres)
Terrain	Rolling
Garage Area	1,472 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	99 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	58440 HENDERSON RD
City	RAY
State	OH
Zip	45672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R18 T09 S16 S 1/2
Legal Tract	27
Jurisdiction	VINTON OH
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4030
Census Tract	953000

Owner

58440 Henderson Rd is owned by a company that bought it in September 2026 and is owner-occupied.

Source: Vinton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	58440 HENDERSON RD, RAY, OH 45672
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATOMIC CREDIT UNION
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ATOMIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Oct 6, 2023
Deed Document Number	20261539
Deed Book / Page	194 / 944
Prior Transfer Date	Sep 25, 2023
Prior Transfer Doc	000184/263
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VINTON OH
Recording Date	Sep 30, 2026
Property Address	58440 HENDERSON RD, RAY, OH 45672
Document Number	0000001539
Book / Page	194 / 944
Instrument Date	Sep 29, 2026
Instrument	20261539
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VINTON OH
Recording Date	Jun 4, 2026
Property Address	58440 HENDERSON RD, RAY, OH 45672
Document Number	0000000843
Book / Page	192 / 2652
Instrument Date	May 26, 2026
Instrument	2026843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000843,
Date	Jun 4, 2026
Book Page	192/2652
Instrument	2026843

Lender

Name	ATOMIC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VINTON OH
Recording Date	Oct 6, 2023
Property Address	58440 HENDERSON RD, RAY, OH 45672
Document Number	000184/263
Book / Page	184 / 263
Instrument Date	Sep 25, 2023
Instrument	20231350
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58448 HENDERSON RD, RAY, OH 45672-8839

Mortgage

Document Number	0020231351
Date	Oct 6, 2023
Instrument	20231351

Lender

Name	ATOMIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 58440 Henderson Rd was $945 with a homeowner's exemption.

Source: Vinton County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Vinton County
County Subdivision	Richland Township
Unified School District	Vinton County Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00	$30,100 Land $5,210 Building $24,890
2024			$86,000 Land $14,890 Building $71,110
2023	$855.00 (-0.23%) Homeowner's exemption	$23,060 (+0.13%) Land $3,620 Building $19,440
2022	$857.00 Homeowner's exemption	$23,030 Land $3,590 Building $19,440
2021			$65,890 Land $10,340 Building $55,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 58440 Henderson Rd; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58440 Henderson Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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