St. Louis County property record for 5844 Howard Gnesen Rd, Duluth, MN 55803 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Owner Names on File |
| Last Sale | $200,000 (Nov 2013) |
| Tax Bill | $158 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0210-00100 |
| Primary APN | 520-0210-00100 |
|---|---|
| Alternative APN |
|
| Account Number | 959600 |
|---|---|
| Street Address | 5844 HOWARD GNESEN RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 EX NLY 75 FT OF WLY 200 FT SERIAL # |
| Legal Subdivision | PLAT OF SUB OF NW 1/4 SEC3 TWP |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0210-00100
Assessment roll updated February 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5844 HOWARD GNESEN RD, DULUTH, MN 55803-9267 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage SUMMIT MTG CORP |
| Oct 06, 2017 | Deed of Trust, Mortgage · Line of Credit CENTRICITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on Record |
| Deed Sale | Nov 14, 2013 · Amount on Record |
| Deed Document Number | 938594 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5844 HOWARD GNESEN RD, DULUTH, MN 55803-9267 |
| Document Number | 00T1023500 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5844 HOWARD GNESEN RD DULUTH MN 558039267, DULUTH, MN 55803-9267 |
| Document Number | 00T1023500 |
|---|---|
| Date | May 18, 2020 |
| Instrument | T1023500 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5844 HOWARD GNESEN RD, DULUTH, MN 55803-9267 |
| Document Number | 000T990934 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5844 HOWARD GNESEN RD DULUTH MN 558039267, DULUTH, MN 55803-9267 |
| Document Number | 000T990934 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | T990934 |
| Name | CENTRICITY CU |
|---|---|
| Address | HERMANTOWN, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated February 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158.00 (-3.66%) Homeowner's exemption | ||
| 2024 | $164.00 | $12,400 (+5.08%) Land $12,400 | $12,400 (+5.08%) Land $12,400 |
| 2022 | $11,800 Land $11,800 | $11,800 Land $11,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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