5844 Diggers Ln, Elkridge, MD 21075 Property Records

Howard County property record for 5844 Diggers Ln, Elkridge, MD 21075

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,104 sqft · built 1976
Lot Size14.9 acres (649,358 sqft)
Owner2 Individuals on Record
Last Sale$268,000 (Jun 2021)
Tax Bill$4,224 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-187295

Property Details

APN / Parcel Number

Primary APN01-187295
Alternative APNs
  • 1187295
  • 187295

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,104 sqft Total Area
Basement Area405 sqft
Finished Basement405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area649,358 sqft (14.9 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number187295
Street Address5844 DIGGERS LN
CityELKRIDGE
StateMD
Zip21075-5408
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRA15
Legal DescriptionP/O PAR A P/O 2.186 5844 DIGGERS LN MONTGOMERY WOODS
Legal SubdivisionMONTGOMERY WOODS
Legal Lot NumberA
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group3
Census Block3000
Census Tract601205

Owner

Source: Howard County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address5844 DIGGERS LN, ELKRIDGE, MD 21075-5408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed, Transfer · Conventional Mortgage
TRUIST BANK
Nov 14, 2017Grant Deed, Transfer · Conventional Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleNov 14, 2017 · Amount on Record
Deed Book / Page20682 / 317
Transfer Doc0000003004
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateJun 30, 2021
Property Address5844 DIGGERS LN, ELKRIDGE, MD 21075-5408
Document Number0206820317
Book / Page20682 / 317
Map ReferencePL 3436&3437
Instrument DateMay 28, 2021
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5844 DIGGERS LN # 3-04, 3-04, ELKRIDGE, MD 21075-5408

Mortgage

Document Number20682324
DateJun 30, 2021
Instrument20682/324
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateNov 14, 2017
Property Address5844 DIGGERS LN, ELKRIDGE, MD 21075-5408
Document Number0179180072
Book / Page017918 / 000072
Instrument DateOct 31, 2017
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5844 DIGGERS LN ELKRIDGE MD 210755408, ELKRIDGE, MD 21075-5408

Mortgage

Document Number179180079
DateNov 14, 2017
Book Page017918/000079
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,400 (+1%) Land $75,000 Building $215,400$290,400 (-) Land $75,000 Building $215,400
2025$4,224.00 (+85.59%)$264,000 (+25%)$290,400 (+37.5%) Land $75,000 Building $215,400
2023$211,200 Land $85,000 Building $126,200$211,200 Land $85,000 Building $126,200
2022$2,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

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