5842 Sparas St, Loomis, CA 95650 Property Records

Placer County property record for 5842 Sparas St, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1984
Lot Size	0.178 acres (7,758 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Apr 2019)
Tax Bill	$5,010 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-190-057-000`

Property Details

APN / Parcel Number

Primary APN	`044-190-057-000`
Alternative APNs	`044190057510` `044-190-057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,215 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	7,758 sqft (0.178 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	044-190-057
Street Address	5842 SPARAS ST
City	LOOMIS
State	CA
Zip	95650-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	LOT 133 DE ANZA ESTATES MOR M-70
Legal Subdivision	DE ANZA ESTATES
Legal Lot Number	133
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3012
Census Tract	21203

Owner

5842 Sparas St is owned and occupied by two individuals who bought it in April 2019.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5842 SPARAS ST, LOOMIS, CA 95650-8701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 29, 2019	Grant Deed, Transfer · Conventional with PMI PRIME LNDG
Mar 19, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Oct 11, 2005 · Amount on File
Deed Document Number	201927048
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5842 SPARAS ST, LOOMIS, CA 95650-8701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038730
Date	Apr 28, 2020
Instrument	2020-0038730

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 29, 2019
Property Address	5842 SPARAS ST, LOOMIS, CA 95650-8701
Document Number	0000027048
Instrument Date	Apr 25, 2019
Instrument	27048
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5842 SPARAS ST LOOMIS CA 956508701, LOOMIS, CA 95650-8701

Mortgage

Document Number	27049
Date	Apr 29, 2019
Instrument	27049

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5842 SPARAS ST, LOOMIS, CA 95650-8701
Document Number	0000019864
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5842 SPARAS ST LOOMIS CA 956508701, LOOMIS, CA 95650-8701

Mortgage

Document Number	0000019864
Date	Mar 26, 2018
Instrument	19864

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5842 Sparas St was $5,010 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,817 (+2%) Land $159,294 Building $301,523
2025	$5,010.00 Homeowner's exemption	$451,782 Land $156,171 Building $295,611
2023	$4,939.00 (+0.28%) Homeowner's exemption	$434,240 Land $150,107 Building $284,133
2022	$4,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5842 Sparas St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5842 Sparas St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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