5841 Water Oak Ct, Mobile, AL 36609 Property Records

Mobile County property record for 5841 Water Oak Ct, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,039 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,500 (Sep 2003)
Tax Bill	$1,000 (2023)
Deeds & Mortgages	Nov 2017 Line of Credit Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R022808331000053`

Property Details

APN / Parcel Number

Primary APN	`R022808331000053`
Alternative APNs	`28 08 33 1 000 053.XXX` `00589802` `589802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area
1st Floor Area	1,720 sqft
Upper Floors Area	399 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	985 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	589802
Street Address	5841 WATER OAK CT
City	MOBILE
State	AL
Zip	36609-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 AMBERLY UNIT 3 B MBK 26/114 #SEC 33 T4S R2W #MP28 08 33 1 000
Legal Range	04S
Legal Township	04S
Legal Section	33
Legal Subdivision	AMBERLY
Legal Lot Number	11
Legal Unit	3
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	2
Census Block	2003
Census Tract	3707

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5841 WATER OAK CT, MOBILE, AL 36609-5225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2003 · Amount on Record
Deed Sale	Sep 17, 2003 · Amount on Record
Prior Sale	Jun 18, 1999
Deed Document Number	200383439
Deed Book / Page	5458 / 182
Last Transfer Date	Mar 13, 2025
Transfer Doc	0000015611
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	5841 WATER OAK CT, MOBILE, AL 36609-5225
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063897
Date	Nov 13, 2017
Book Page	7575/0124
Instrument	2017063897

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	5841 WATER OAK CT, MOBILE, AL 36609-5225
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069843
Date	Dec 2, 2019
Instrument	2019069843

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$38,680 (+113.82%) Land $5,000 Building $33,680	$193,400 (+6.91%) Land $25,000 Building $168,400
2023	$1,000.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$18,090 Land $2,500 Building $15,590	$180,900 Land $25,000 Building $155,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1998–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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