5841 Hermitage Cir, Milton, FL 32570 Property Records

Santa Rosa County property record for 5841 Hermitage Cir, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,857 sqft · built 1992
Lot Size0.377 acres (16,422 sqft)
OwnerIndividual Name on File
Tax Bill$210 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-2N-28-0000-05053-0000

Property Details

APN / Parcel Number

Primary APN32-2N-28-0000-05053-0000
Alternative APN
  • N282320000050530000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,857 sqft Living Area
Gross Area3,007 sqft
1st Floor Area1,857 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area16,422 sqft (0.377 acres)
Lot Dimensions166 ft deep x 99 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area688 sqft
Patio Area168 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5841 HERMITAGE CIR
CityMILTON
StateFL
Zip32570-8797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 37 BLK A OF UNREC KINGSWOO D ESTATES UNIT II AS DES IN OR 1327 PG 153 LESS ALL MINERAL RIGHTS
Legal Range28W
Legal Township2N
Legal Section32
Legal SubdivisionKINGSWOOD ESTATES UN 02
Legal BlockA
Legal Lot Number37
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3016
Census Tract10504

Owner

5841 Hermitage Cir is owned and occupied by an individual.

Source: Santa Rosa County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address5841 HERMITAGE CIR, MILTON, FL 32570-8797
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Deed of Trust, Mortgage · VA Mortgage
EMM LOANS LLC
Jul 31, 2019Deed of Trust, Mortgage · Line of Credit
PEN AIR FEDERAL CU
Aug 28, 2017Loan Modification, Mortgage · Conventional Mortgage
US BANK NA #2007-AMC4 (CE)

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5841 HERMITAGE CIR, MILTON, FL 32570-8797
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5814 HERMITAGE CIR, MILTON, FL 32570-8747

Mortgage

Document Number0040310167
DateNov 17, 2020
Book Page4031/167
Instrument202061713
Lender
NameEMM LOANS LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5841 HERMITAGE CIR, MILTON, FL 32570-8797
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038550243
DateJul 31, 2019
Book Page3855/0243
Instrument201933207
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 30, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address5841 HERMITAGE CIR, MILTON, FL 32570-8797
Document Number0036660700
Book / Page003666 / 000700
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedOct 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5841 HERMITAGE CIR MILTON FL 325708797, MILTON, FL 32570-8797

Mortgage

Document Number0036660700
DateOct 2, 2017
Book Page003666/000700
Instrument40948
Lender
NameUS BANK NA #2007-AMC4 (CE)
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueOct 1, 2057
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 5841 Hermitage Cir was $210 with exemptions applied, up 27.3% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210.00 (+27.27%) Homeowner's exemption Veteran's exemption$137,542 (+2.9%)$215,538 (+2.59%) Land $19,000 Building $196,538
2024$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$133,666 (+3%)$210,092 (+1.16%) Land $19,000 Building $191,092
2023$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$129,773 (+3%)$207,692 (+0.98%) Land $19,000 Building $188,692
2022$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$125,993$205,680 Land $19,000 Building $186,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5841 Hermitage Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5841 Hermitage Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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