5840 Stepladder Rd, Parma, MI 49269 Property Records

Jackson County property record for 5840 Stepladder Rd, Parma, MI 49269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,680 sqft · built 1999
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Jun 2017)
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-07-09-101-001-02`

Property Details

APN / Parcel Number

Primary APN	`000-07-09-101-001-02`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	99,752 sqft (2.29 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5840 STEPLADDER RD
City	PARMA
State	MI
Zip	49269-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	BEG AT CEN LN OF STEPLADDER RD AND N LN OF SEC 9 TH SLY ALG SD RD 884 FT TO POB TH W 623 FT TH N 160 FT TH E 623 FT TO CEN OF
Legal Range	02E
Legal Township	02S
Legal Section	09
Jurisdiction	JACKSON MI
Township / Civil Division	SANDSTONE
Census Block Group	2
Census Block	2029
Census Tract	6500

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5840 STEPLADDER RD, PARMA, MI 49269-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 24, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 22, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Prior Sale	Dec 7, 1998 · Amount on Record
Deed Document Number	20172772482
Deed Book / Page	2102 / 694
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5840 STEPLADDER RD, PARMA, MI 49269-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002858815
Date	Sep 4, 2020
Book Page	2168/1226
Instrument	2858815

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5840 STEPLADDER RD, PARMA, MI 49269-9640
Document Number	0002828308
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5840 STEPLADDER RD PARMA MI 492699640, PARMA, MI 49269-9640

Mortgage

Document Number	0002828308
Date	Jul 29, 2019
Book Page	002145/000620
Instrument	2828308

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jun 22, 2017
Property Address	5840 STEPLADDER RD, PARMA, MI 49269-9640
Document Number	0002772482
Book / Page	002102 / 000694
Instrument Date	May 27, 2017
Instrument	2772482
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5840 STEPLADDER

Mortgage

Document Number	2772483
Date	Jun 22, 2017
Book Page	002102/000695
Instrument	2772483

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Sandstone Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,500 (+1.12%)	$397,000 (+1.12%)
2025	$3,088.00 (-29.3%)	$196,300 (+3%)	$392,600 (+3%)
2024	$4,368.00 (+10.25%)
2023		$151,000	$302,000
2022	$3,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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