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5840 S Rutherford Ave, Chicago, IL 60638 Property Records

Cook County property record for 5840 S Rutherford Ave, Chicago, IL 60638

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,696 sqft · built 1953
Lot Size0.127 acres (5,512 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2004)
Tax Bill$9,102 (2023)
Deeds & MortgagesApr 2023 Mortgage
Dec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-18-224-053

Property Details

APN / Parcel Number

Primary APN19-18-224-053
Alternative APN
  • 19-18-224-053-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,696 sqft Living Area
1st Floor Area1,114 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1955
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,512 sqft (0.127 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5840 S RUTHERFORD AVE
CityCHICAGO
StateIL
Zip60638-3239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionFREDK H (BARTLETTS)(FIFTH) ADD TO (BARTLETT) HIGHLAND S SUB OF WH NE SEC 18-38-13
Legal Range13E
Legal Township38N
Legal Section18
Legal SubdivisionBARTLETTS FIFTH ADD TO BARTLETT
Legal Block71
Legal Lot Number16,17
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3019
Census Tract561000

Owner

Source: Cook County records · APN 19-18-224-053

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5814 S NAGLE AVE, CHICAGO, IL 60638-3404
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
Dec 23, 2021Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2004 · Amount on Record
Deed SaleAug 25, 2004 · Amount on Record
Prior SaleNov 09, 2000
Deed Document Number20044036
Last Transfer DateMay 09, 2016
Transfer Doc0000045056
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5840 S RUTHERFORD AVE, CHICAGO, IL 60638-3239
Transaction TypeMortgage
Record UpdatedApr 27, 2023
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5840 S RUTHERFORD AVE, CHICAGO, IL 60638-3239

Mortgage

Document Number0010755137
DateApr 17, 2023
Instrument2310755137
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate6%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5840 S RUTHERFORD AVE, CHICAGO, IL 60638-3239
Transaction TypeMortgage
Record UpdatedJan 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5840 S RUTHERFORD AVE, CHICAGO, IL 60638-3239

Mortgage

Document Number0035721119
DateDec 23, 2021
Instrument2135721119
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 18, 2051
Interest
Rate TypeAdjustable Rate
Rate5.34%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$43,000 (+0.22%) Land $7,717 Building $35,283$430,000 (+0.22%) Land $77,170 Building $352,830
2023$9,102.00 (+11.45%)
2022$8,167.00 (+2.63%) Homeowner's exemption$42,906 (-) Land $6,890 Building $36,016$429,060 (-) Land $68,900 Building $360,160
2021$7,958.00 Homeowner's exemption$42,906 Land $6,890 Building $36,016$429,060 Land $68,900 Building $360,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 743 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICAGO
serves 2,721,308 people
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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