5840 Orshal Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 5840 Orshal Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,776 sqft · built 2019
Lot Size	17.1 acres (747,925 sqft)
Owner	2 Individual Names on File
Last Sale	$36,000 (Feb 2017)
Tax Bill	$5,559 (2025)
Deeds & Mortgages	Aug 2019 Loan Modification Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06109100000300`

Property Details

APN / Parcel Number

Primary APN	`06109100000300`
Alternative APN	`61-06-109-100-0003-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	747,925 sqft (17.1 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	5840 ORSHAL RD
City	WHITEHALL
State	MI
Zip	49461-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	FRUITLAND TOWNSHIP THAT PART OF THE SW 1/4 OF THE NW 1/4 AND PART OF THE NW 1/4 OF THE SW 1/4 SEC 9 T11N R 17W DESC AS B
Legal Range	17W
Legal Township	11N
Legal Section	09
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	3
Census Block	3003
Census Tract	3500

Owner

Source: Muskegon County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5840 ORSHAL RD, WHITEHALL, MI 49461-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Loan Modification, Mortgage LAKE MI CU
Jan 17, 2019	Deed of Trust, Mortgage LAKE MI CU
Feb 7, 2017	Warranty Deed, Transfer SAFE TITLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Prior Sale	Dec 19, 2007 · Amount on Record
Deed Document Number	20175576974
Deed Book / Page	4111 / 168
Prior Transfer Date	Oct 14, 2006
Prior Transfer Doc	0005218164
Record Updated	Sep 20, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MUSKEGON MI
Property Address	5840 ORSHAL RD, WHITEHALL, MI 49461-9628
Document Number	0005664020
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5840 ORSHAL RD WHITEHALL MI 494619628, WHITEHALL, MI 49461-9628

Mortgage

Document Number	0005664020
Date	Aug 27, 2019
Book Page	004198/000296
Instrument	5664020

Lender

Name	LAKE MI CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 26, 2034

Interest

Rate Type	Fixed Rate
Rate	4.62%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5840 ORSHAL RD, WHITEHALL, MI 49461-9628
Document Number	0005643059
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2170 W LAKE RD TWIN LAKE MI 494579039, TWIN LAKE, MI 49457-9039

Mortgage

Document Number	0005643059
Date	Jan 22, 2019
Book Page	004177/000314
Instrument	5643059

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2034

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Feb 7, 2017
Property Address	5840 ORSHAL RD, WHITEHALL, MI 49461-9628
Document Number	0005576974
Book / Page	004111 / 000168
Instrument Date	Jan 31, 2017
Instrument	5576974
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	SAFE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$309.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4683 MICHILLINDA RD WHITEHALL MI 494619465, WHITEHALL, MI 49461-9465

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,400 (+5.42%)	$618,800 (+5.42%)
2025	$5,559.00 Homeowner's exemption	$293,500	$587,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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