5840 Cedar Point Rd, Oregon, OH 43616 Property Records

Lucas County property record for 5840 Cedar Point Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,952 sqft · built 1936
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on Record
Last Sale	$123,711 (Jul 2025)
Tax Bill	$1,003 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-37854`

Property Details

APN / Parcel Number

Primary APN	`44-37854`
Alternative APN	`24011045`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	1,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 63 ft wide
View / Lot	Secondary
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5840 CEDAR POINT RD
City	OREGON
State	OH
Zip	43616-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-A1
Legal Description	9 9 30 SW 1/4 E 63 FT W 353 FT N 162 FT
Legal Tract	98
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2002
Census Tract	9800

Owner

Source: Lucas County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 W HILL DR, BERTHOUD, CO 80513-9602
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 28, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 16, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SHERRY & WILLIAM COVER
May 10, 2019	Warranty Deed, Transfer AREA TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Oct 28, 2021
Deed Document Number	202525623
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5840 CEDAR POINT RD, OREGON, OH 43616-5814
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008635
Date	Feb 18, 2021
Instrument	202102180008635

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 28, 2021
Property Address	5840 CEDAR POINT RD, OREGON, OH 43616-5814
Document Number	0000057550
Instrument Date	Oct 25, 2021
Instrument	202110280057550
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5840 CEDAR POINT RD, OREGON, OH 43616-5814

Mortgage

Document Number	0000057551
Date	Oct 28, 2021
Instrument	202110280057551

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUCAS OH
Recording Date	May 16, 2019
Property Address	5840 CEDAR POINT RD, OREGON, OH 43616-5814
Instrument Date	May 13, 2019
Instrument	17919
Transaction Type	Construction Loan
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7142 LAKELAND CIR TEMPERANCE MI 481822320, TEMPERANCE, MI 48182-2320

Mortgage

Document Number	0000017919
Date	May 16, 2019
Instrument	17919

Lender

Name	SHERRY & WILLIAM COVER
Address	232 TOWNSHIP HWY, NEVADA, OH 44849

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 15, 2020

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 10, 2019
Property Address	5840 CEDAR POINT RD, OREGON, OH 43616-5814
Document Number	0000017149
Instrument Date	May 10, 2019
Instrument	17149
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	AREA TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 89 TEMPERANCE MI 481820089, TEMPERANCE, MI 48182-0089

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,525 (-) Land $5,915 Building $15,610	$61,500 (-) Land $16,900 Building $44,600
2024	$1,003.00 (-17.85%)	$21,525 (-2.69%) Land $5,915 Building $15,610	$61,500 (-2.69%) Land $16,900 Building $44,600
2023	$1,221.00 (-0.81%)	$22,120 (-) Land $1,400 Building $20,720
2022	$1,231.00 Homeowner's exemption	$22,120 Land $1,400 Building $20,720
2021			$63,200 Land $4,000 Building $59,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	89 (1980–2023)
Claims Outside the SFHA	12 of 89
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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