5840 Capitol Forest Loop SW, Olympia, WA 98512 Property Records

Thurston County property record for 5840 Capitol Forest Loop SW, Olympia, WA 98512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,062 sqft · built 2003
Lot Size	0.438 acres (19,068 sqft)
Owner	2 Individual Names on File
Last Sale	$419,619 (Jun 2017)
Tax Bill	$117 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42380007700`

Property Details

APN / Parcel Number

Primary APN	`42380007700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,062 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	2,062 sqft
Upper Floors Area	420 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	19,068 sqft (0.438 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	54 sqft
Deck Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5840 CAPITOL FOREST LOOP SW
City	OLYMPIA
State	WA
Zip	98512-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1/1
Legal Description	SECTION 36 TOWNSHIP 18 RANGE 3W QUARTER SE SW PLAT COUGAR RIDGE DIV 3 LT 77 DOCUMENT 023/101
Legal Range	03
Legal Township	18
Legal Section	36
Legal Subdivision	COUGAR RIDGE
Legal Block	1
Legal Lot Number	77
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA WEST
Census Block Group	1
Census Block	1026
Census Tract	11810

Owner

5840 Capitol Forest Loop SW is owned and occupied by two individuals who bought it in June 2017.

Source: Thurston County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5840 CAPITOL FOREST LOOP SW, OLYMPIA, WA 98512-2823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 16, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Prior Sale	Jan 22, 2003
Deed Document Number	20174569213
Prior Transfer Date	May 18, 2007
Prior Transfer Doc	0003929751
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5840 CAPITOL FOREST LOOP SW, OLYMPIA, WA 98512-2823
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5840 CAPITOL FOREST LOOP SW, OLYMPIA, WA 98512-2823

Mortgage

Document Number	0005093115
Date	Mar 17, 2026
Instrument	5093115

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	5840 CAPITOL FOREST LOOP SW, OLYMPIA, WA 98512-2823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE LACEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004808900
Date	Dec 16, 2020
Instrument	4808900

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jun 16, 2017
Property Address	5840 CAPITOL FOREST LOOP SW, OLYMPIA, WA 98512-2823
Document Number	0004569213
Instrument Date	Jun 12, 2017
Instrument	4569213
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,474.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5840 CAPITOL FOREST LOOP SW OLYMPIA WA 985122823, OLYMPIA, WA 98512-2823

Mortgage

Document Number	4569214
Date	Jun 16, 2017
Instrument	4569214

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5840 Capitol Forest Loop SW was $117.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Tumwater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$117.00
2025		$745,400 Land $204,700 Building $540,700	$745,400 Land $204,700 Building $540,700
2024	$7,538.00 (+13.3%)
2023	$6,653.00
2022		$608,700 Land $113,600 Building $495,100	$608,700 Land $113,600 Building $495,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5840 Capitol Forest Loop SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5840 Capitol Forest Loop SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUGAR RIDGE private · serves 216 people · EPA ID WA5324006
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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