5840 2nd St, Dewar, IA 50623 Property Records

Black Hawk County property record for 5840 2nd St, Dewar, IA 50623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 874 sqft · built 1940
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$117,500 (Feb 2023)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8912-14-229-013`

Property Details

APN / Parcel Number

Primary APN	`8912-14-229-013`
Alternative APN	`891214229004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
1st Floor Area	576 sqft
Attic	Attic
Attic Area	202 sqft
Basement Area	576 sqft
Finished Basement	180 sqft
Unfinished Basement	576 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	168 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5840 2ND ST
City	DEWAR
State	IA
Zip	50623-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF EMERT LOT 2 BLK 5 AND THE N HALF OF VAC ALLEY LYING S OF LOT 2
Legal Range	12W
Legal Township	89N
Legal Section	14
Legal Subdivision	TOWN OF EMERT
Legal Block	5
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	POYNER
Census Block Group	2
Census Block	2025
Census Tract	2700

Owner

5840 2nd St is owned and occupied by two individuals who acquired it in September 2025.

Source: Black Hawk County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5840 2ND ST, DEWAR, IA 50623-7713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Mar 2, 2010 · Amount on File
Deed Document Number	202310930
Last Transfer Date	Sep 24, 2025
Transfer Doc	0000014488
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 2, 2023
Property Address	5840 2ND ST, DEWAR, IA 50623-7713
Document Number	202300010930
Instrument Date	Jan 31, 2023
Instrument	202300010930
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5840 2ND ST, DEWAR, IA 50623-7713

Mortgage

Document Number	202300010931
Date	Feb 2, 2023
Instrument	202300010931

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Max Rate	13.1%

Tax Assessment & Valuation

The 2025 property tax bill for 5840 2nd St was $1,168.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Dunkerton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,168.00	$101,940 Land $12,240 Building $89,700	$101,940 Land $12,240 Building $89,700
2024	$1,168.00
2023		$83,200 (+29.09%) Land $12,240 Building $70,960	$83,200 Land $12,240 Building $70,960
2022	$816.00 Homeowner's exemption	$64,450 Land $12,240 Building $52,210
2021			$64,450 Land $12,240 Building $52,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5840 2nd St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1993–2010)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms And Flooding, Jul 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5840 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dunkerton Telephone Cooperative Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20