584 Michael Rd, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 584 Michael Rd, Whispering Pines, NC 28327

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,370 sqft · built 2015
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Apr 2024)
Tax Bill$3,019 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jul 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN8574878757

Property Details

APN / Parcel Number

Primary APN8574878757
Alternative APNs
  • 857400878757
  • 20150204
  • 97045560
  • 97070032

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,370 sqft Living Area
1st Floor Area1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number97070032
Street Address584 MICHAEL RD
CityWHISPERING PINES
StateNC
Zip28327-8904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 2 WHISPERING PINES MUNI MICHAEL
Legal SubdivisionFOXCROFT WOODS
Legal Lot Number2
JurisdictionMOORE NC
Township / Civil Division7, MCNEILL
Census Block Group2
Census Block2027
Census Tract950506

Owner

584 Michael Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Moore County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 26, 2021Deed of Trust, Mortgage · Line of Credit
MAIN STREET BANK
Dec 15, 2020Intrafamily Transfer, Transfer
Feb 24, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2024 · Amount on File
Deed SaleApr 4, 2024 · Amount on File
Prior SaleFeb 24, 2017 · Amount on File
Deed Document Number20244346
Deed Book / Page6152 / 378
Prior Transfer DateNov 2, 2020
Prior Transfer Doc5492/158
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOORE NC
Recording DateApr 4, 2024
Property Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904
Document Number006152/378
Book / Page6152 / 378
Map ReferenceCAB 16 SL 601
Instrument DateMar 25, 2024
Instrument2024004346
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7648 QUARTZITE LN, GLEN BURNIE, MD 21060-8747

Transferred To (Grantee/Buyer)

NameVerified Name
Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904

Mortgage

Document Number2024004347
DateApr 4, 2024
Instrument2024004347
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOORE NC
Property Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904
Transaction TypeMortgage
Record UpdatedAug 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904

Mortgage

Document Number5666/477
DateJul 26, 2021
Book Page5666/477
Instrument2021016789
Lender
NameMAIN STREET BANK
TypeBank
AddressWHEELING, WV 26003
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMOORE NC
Recording DateDec 15, 2020
Property Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904
Document Number5492/158
Book / Page5492 / 158
Map ReferenceCAB 16 SL 601
Instrument DateNov 2, 2020
Instrument2020024889
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904

February 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMOORE NC
Recording DateFeb 24, 2017
Property Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904
Document Number4778/278
Book / Page4778 / 278
Map ReferenceCAB 16 SL 601
Instrument DateFeb 24, 2017
Instrument2017002635
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5112 PINE BIRCH DR, 5112, RALEIGH, NC 27606-8973

Transferred To (Grantee/Buyer)

NameVerified Name
Address584 MICHAEL RD, WHISPERING PINES, NC 28327-8904

Mortgage

Document Number4778/281
DateFeb 24, 2017
Book Page4778/281
Instrument2017002636
Lender
NamePRIME MORTGAGE LENDING INC
TypeMortgage Company
AddressAPEX, NC 27502
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 584 Michael Rd was $3,019, up 4.3% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMoore County
MunicipalityWhispering Pines Village
Unified School DistrictMoore County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,019.00 (+4.28%)$412,200 (-) Land $50,000 Building $362,200
2025$2,895.00$412,200 Land $50,000 Building $362,200
2024$412,200 (-) Land $50,000 Building $362,200
2023$2,833.00$412,200 Land $50,000 Building $362,200$412,200 Land $50,000 Building $362,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 584 Michael Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2018–2025)
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 584 Michael Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST MOORE WATER DISTRICT
serves 9,330 people · EPA ID NC5063011
Water SourcePurchased surface water from several systems
Last State InspectionJun 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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