584 Folsom Cir, Milpitas, CA 95035 Property Records

Santa Clara County property record for 584 Folsom Cir, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,459 sqft · built 1983
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on File
Last Sale	$1,390,000 (May 2024)
Tax Bill	$16,257 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`028-21-055`

Property Details

APN / Parcel Number

Primary APN	`028-21-055`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
1st Floor Area	694 sqft
2nd Floor Area	765 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	90 ft deep x 30 ft wide
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	584 FOLSOM CIR
City	MILPITAS
State	CA
Zip	95035-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIDDEN LAKE VILLAGES - VILLAGE 2 LOT 4
Legal Subdivision	HIDDEN LAKE VILLAGES VILLAGE 0
Legal Tract	7142
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	504413

Owner

584 Folsom Cir is owned and occupied by two individuals who bought it in May 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	584 FOLSOM CIR, MILPITAS, CA 95035-3540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 8, 2023	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 8, 2023	Grant Deed, Transfer · Commercial Mortgage WAI POON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Dec 8, 2023 · Amount on File
Deed Document Number	202425642720
Prior Transfer Date	Dec 1, 2023
Prior Transfer Doc	0025573066
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	584 FOLSOM CIR, MILPITAS, CA 95035-3540
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 FOLSOM CIR, MILPITAS, CA 95035-3540

Mortgage

Document Number	0025898157
Date	Nov 10, 2025
Instrument	25898157

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 8, 2023
Property Address	584 FOLSOM CIR, MILPITAS, CA 95035-3540
Document Number	0025573066
Map Reference	MB 496 PG 43-45
Instrument Date	Nov 29, 2023
Instrument	25573066
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8169 GRISHAM WAY, ELK GROVE, CA 95758-8025

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 8, 2023
Property Address	584 FOLSOM CIR, MILPITAS, CA 95035-3540
Document Number	0025573067
Map Reference	MB 496 PG 43-45
Instrument Date	Nov 27, 2023
Instrument	25573067
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 PAYNE AVE UNIT 700023, 700023, SAN JOSE, CA 95170-8001

Mortgage

Document Number	0025573068
Date	Dec 8, 2023
Instrument	25573068

Lender

Name	WAI POON
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 584 Folsom Cir was $16,257 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,275,000 (-10.07%) Land $956,200 Building $318,800
2025	$16,257.00 Homeowner's exemption	$1,417,800 Land $1,063,350 Building $354,450
2023	$4,120.00 (+0.37%) Homeowner's exemption	$345,662 Land $110,368 Building $235,294
2022	$4,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 584 Folsom Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 584 Folsom Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	500 / 110
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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