5839 S 3rd St Rd, Waco, TX 76706 Property Records

McLennan County property record for 5839 S 3rd St Rd, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2020
Lot Size	4.88 acres (212,573 sqft)
Owner	Individual Name on Record
Last Sale	$406,575 (Sep 2026)
Tax Bill	$545 (2022)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`48-031703-057600-5`

Property Details

APN / Parcel Number

Primary APN	`48-031703-057600-5`
Alternative APNs	`4803170305760050101` `183774`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	212,573 sqft (4.88 acres)
Lot Dimensions	417 ft deep x 509 ft wide
Garage Type	Carport
Garage Area	960 sqft
Carport	Carport
Carport Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Storage Building	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5839 S 3RD ST RD
City	WACO
State	TX
Zip	76706-7631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	OCAMPO C ACRES 4.88
Legal Subdivision	OCAMPO C
Legal Tract	T576
Legal Lot Number	T576
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1001
Census Tract	3701

Owner

Source: McLennan County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed, Transfer · Conventional Mortgage GRANITE BANK
Feb 27, 2023	Vendor's Lien, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Dec 23, 2020	Loan Modification, Mortgage SECURITY BK/CRAWFORD
Nov 20, 2018	Warranty Deed, Transfer NOT AVAILABLE
May 14, 2018	Warranty Deed, Transfer
Feb 19, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2017	Tax Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Feb 27, 2023 · Amount on Record
Deed Document Number	202630989
Prior Transfer Date	Feb 14, 2018
Prior Transfer Doc	0000004959
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 24, 2026
Property Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Document Number	0000030989
Instrument Date	Sep 23, 2026
Instrument	202630989
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030990,
Date	Sep 24, 2026
Instrument	202630990

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 27, 2023
Property Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Document Number	0000005312
Map Reference	DOC 2018015664
Instrument Date	Feb 24, 2023
Instrument	2023005312
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5839 S 3RD ST RD, WACO, TX 76706-7631

Mortgage

Document Number	0000005313
Date	Feb 27, 2023
Instrument	2023005313

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Mar 25, 2021
Property Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Document Number	0000010936
Instrument Date	Mar 19, 2021
Instrument	2021010936
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 TERRACE DR, BRUCEVILLE, TX 76630-3509

Mortgage

Document Number	0000010937
Date	Mar 25, 2021
Instrument	2021010937

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Document Number	0000046683
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000046683
Date	Dec 31, 2020
Instrument	46683

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 30, 2021

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 20, 2018
Property Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Document Number	0000040523
Instrument Date	Nov 16, 2018
Instrument	40523
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9813 IBIS LN CONROE TX 773853420, CONROE, TX 77385-3420

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 14, 2018
Property Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Document Number	0000015664
Instrument Date	May 10, 2018
Instrument	15664
Transaction Type	Transfer
Record Updated	Jun 12, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 HUGHES LANDING BLVD #528 THE WOODLANDS TX 773803728, 528, THE WOODLANDS, TX 77380-3728

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 19, 2018
Property Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Document Number	0000004959
Instrument Date	Feb 14, 2018
Instrument	4959
Transaction Type	Transfer
Record Updated	Mar 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 HUGHES LANDING BLVD #528 SPRING TX 773803728, 528, SPRING, TX 77380-3728

September 2017: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 13, 2017
Property Address	5839 S 3RD ST RD, WACO, TX 76706-7631
Document Number	0000030079
Instrument Date	Sep 13, 2017
Instrument	30079
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 HUGHES LANDING BLVD #528 SPRING TX 773803728, 528, SPRING, TX 77380-3728

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,819 (+5.78%) Land $69,296 Building $295,523	$364,819 (+5.78%) Land $69,296 Building $295,523
2025		$344,880 (+6.51%) Land $59,340 Building $285,540	$344,880 (+6.51%) Land $59,340 Building $285,540
2023		$323,790 Land $59,340 Building $264,450	$323,790 Land $59,340 Building $264,450
2022	$545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1989–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRAZOS WSC serves 3,183 people · EPA ID TX0730021
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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