5832 Stepetz Rd 53, #53, Aurora, MN 55705 Property Records

St. Louis County property record for 5832 Stepetz Rd 53, #53, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1977
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$35,500 (Oct 2019)
Tax Bill	$1,046 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`570-0023-00425`

Property Details

APN / Parcel Number

Primary APN	`570-0023-00425`
Alternative APNs	`1079303` `1177136`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	936 sqft Gross Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,664 sqft

Exterior Amenities

Porch	Patio
Porch Area	312 sqft
Deck Area	20 sqft
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1177136
Street Address	5832 STEPETZ ROAD 53, 53
City	AURORA
State	MN
Zip	55705-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E1/2 OF W1/2 OF NE1/4 OF SW1/4 SERIAL #
Legal Range	15W
Legal Township	58N
Legal Section	19
Legal Subdivision	WHITE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2109
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5832 STEPETZ ROAD 53, 53, AURORA, MN 55705-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Aug 9, 2019	Deed of Trust, Mortgage · Construction Mortgage MANN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	20191365449
Prior Transfer Date	Dec 3, 2007
Prior Transfer Doc	0001074702
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 1, 2026
Property Address	5832 STEPETZ ROAD 53, 53, AURORA, MN 55705-8112
Document Number	0001535344
Instrument Date	May 22, 2026
Instrument	20261535344
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5832 STEPETZ ROAD 53, 53, AURORA, MN 55705-8112

Mortgage

Document Number	0001535344,
Date	Jul 1, 2026
Instrument	20261535344

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5832 STEPETZ ROAD 53 # 53, 53, AURORA, MN 55705-8112
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 KIDDER RD SILVER CITY NM 880617914, SILVER CITY, NM 88061-7914

Mortgage

Document Number	A1365450
Date	Oct 15, 2019
Instrument	A1365450

Lender

Name	MANN MTG
Type	Mortgage Company
Address	ROSEVILLE, MN 55113

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,046.00 (+48.58%) Homeowner's exemption
2025	$704.00 (-59.91%) Homeowner's exemption	$152,400 (+19.72%) Land $44,600 Building $107,800	$152,400 (+19.72%) Land $44,600 Building $107,800
2024	$1,756.00	$127,300 (-7.95%) Land $39,200 Building $88,100	$127,300 (-7.95%) Land $39,200 Building $88,100
2022		$138,300 Land $32,300 Building $106,000	$138,300 Land $32,300 Building $106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Township serves 1,559 people · EPA ID MN1690001
Water Source	Purchased surface water from Aurora
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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