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5832 River Oaks Ct, Frederick, MD 21704 Property Records

Frederick County property record for 5832 River Oaks Ct, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,274 sqft · built 1996
Lot Size0.715 acres (31,164 sqft)
Owner2 Individual Names on File
Last Sale$83,063 (Jan 2022)
Tax Bill$6,958 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-291121

Property Details

APN / Parcel Number

Primary APN09-291121
Alternative APNs
  • 9291121
  • 291121

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,274 sqft Living Area
Gross Area3,978 sqft
1st Floor Area1,188 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area31,164 sqft (0.715 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces
Deck Area307 sqft
Patio Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number291121
Street Address5832 RIVER OAKS CT
CityFREDERICK
StateMD
Zip21704-6896
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 12 PAHSE 1 PLAT 2 31,164 SQ. FT. RIVER OAKS
Legal SubdivisionRIVER OAKS
Legal BlockJ
Legal Lot Number12
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group3
Census Block3007
Census Tract751904

Owner

5832 River Oaks Ct is owned and occupied by two individuals who bought it in January 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed, Transfer · Conventional Mortgage
NFM INC
Jan 13, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jan 13, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jul 6, 2018Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Jul 6, 2018Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2022 · Amount on File
Deed SaleJan 13, 2022 · Amount on File
Prior SaleMar 5, 2021 · Amount on File
Deed Book / Page15657 / 6
Prior Transfer DateMar 24, 2020
Prior Transfer Doc0156570006
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 5, 2021
Property Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896
Document Number0146240108
Book / Page14624 / 108
Map ReferenceMB 55 PL 55
Instrument DateFeb 26, 2021
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyPARADIGM TITLE AND ESCROW LLC, PARADIGM TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,830.32
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896

Mortgage

Document Number14624113
DateMar 5, 2021
Instrument14624/113
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateJan 13, 2022
Property Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896
Document Number0156570006
Book / Page15657 / 6
Map ReferenceMB 55 PL 55
Instrument DateMar 24, 2020
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896

Mortgage

Document Number0001565715
DateJan 13, 2022
Instrument15657/15
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term339 Months
DueApr 1, 2050

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateJan 13, 2022
Property Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896
Document Number0156570039
Book / Page15657 / 39
Map ReferenceMB 55 PL 55
Instrument DateMar 24, 2020
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateJul 6, 2018
Property Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896
Document Number0125060367
Book / Page012506 / 000367
Instrument DateJun 15, 2018
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5832 RIVER OAKS CT FREDERICK MD 217046896, FREDERICK, MD 21704-6896

Mortgage

Document Number125060375
DateJul 6, 2018
Book Page012506/000375
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 5, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateJul 6, 2018
Property Address5832 RIVER OAKS CT, FREDERICK, MD 21704-6896
Document Number0125060401
Book / Page012506 / 000401
Instrument DateJun 15, 2018
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5832 RIVER OAKS CT FREDERICK MD 217046896, FREDERICK, MD 21704-6896

Tax Assessment & Valuation

The 2025 property tax bill for 5832 River Oaks Ct was $6,958, up 10.5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$611,400 (+8.75%)$660,600 (-) Land $180,500 Building $480,100
2025$6,958.00 (+10.46%)$562,200$660,600 Land $180,500 Building $480,100
2024$6,299.00 (+9.66%)
2023$5,744.00$482,600$513,000 Land $156,500 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5832 River Oaks Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5832 River Oaks Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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