Lake County property record for 58309 Lower Crossing Rd, Saint Ignatius, MT 59865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,840 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,510 (2026) |
| Deeds & Mortgages | Sep 2020 Construction Loan Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1521446 |
| Primary APN | R1521446 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,840 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| 2nd Floor Area | 2,320 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 520 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000021353 |
|---|---|
| Street Address | 58309 LOWER CROSSING RD |
| City | SAINT IGNATIUS |
| State | MT |
| Zip | 59865-9420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOWER CROSSING FARM SUBDIVISION, S10, T18 N, R20 W, ACRES 5, TRACT 2C |
| Legal Range | 20W |
| Legal Township | 18N |
| Legal Section | 10 |
| Legal Subdivision | LOWER CROSSING FARM SUBDIVISION |
| Legal Block | XXX |
| Legal Lot Number | 2C |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 940600 |
58309 Lower Crossing Rd is owned and occupied by two individuals who acquired it in March 2020.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58309 LOWER CROSSING RD, SAINT IGNATIUS, MT 59865-9420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Construction Mortgage WHITEFISH CU |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 |
| Deed Sale | Mar 3, 2020 |
| Prior Sale | Aug 18, 2014 |
| Deed Document Number | 2020575711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 58309 LOWER CROSSING RD, ST IGNATIUS, MT 59865-9420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000581053 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 581053 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 20, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 58309 LOWER CROSSING RD, ST IGNATIUS, MT 59865-9420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000587759 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 587759 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.02% |
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 3.02% |
The 2026 property tax bill for 58309 Lower Crossing Rd was $4,510, down 17.2% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Unified School District | St. Ignatius K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,510.00 (-17.23%) | $1,007,200 (-) | |
| 2025 | $5,449.00 | $1,007,200 | $1,007,200 Land $136,300 Building $870,900 |
| 2023 | $5,587.00 | $747,200 | $747,200 Land $104,100 Building $643,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 58309 Lower Crossing Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 58309 Lower Crossing Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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