5830 Summit Ln, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 5830 Summit Ln, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,081 sqft · built 1995
Lot Size	0.219 acres (9,548 sqft)
Owner	Individual Name on Record
Last Sale	$407,000 (Dec 2021)
Tax Bill	$6,283 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-26-20-0040-00100-0030`

Property Details

APN / Parcel Number

Primary APN	`07-26-20-0040-00100-0030`
Alternative APNs	`2026070040001000030` `0494007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,081 sqft Living Area
Gross Area	2,815 sqft
1st Floor Area	2,081 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,548 sqft (0.219 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	334 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0494007
Old Parcel Number	2026070040001000030
Street Address	5830 SUMMIT LN
City	WESLEY CHAPEL
State	FL
Zip	33545-4342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00R3
Legal Description	VILLAGES AT WESLEY CHAPEL PHASE 1B/1C PB 30 PGS 120-122 LOT 3 BLOCK 1
Legal Range	20E
Legal Township	26S
Legal Section	07
Legal Subdivision	VILLAGES AT WESLEY CHAPEL
Legal Phase	1B
Legal Tract	40
Legal Block	1
Legal Lot Number	3
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	32104

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5830 SUMMIT LN, WESLEY CHAPEL, FL 33545-4342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	2021256398
Deed Book / Page	10494 / 2965
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 1, 2021
Property Address	5830 SUMMIT LN, WESLEY CHAPEL, FL 33545-4342
Document Number	0104942965
Book / Page	10494 / 2965
Map Reference	MB 30 PG 120-122
Instrument Date	Nov 23, 2021
Instrument	2021256398
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,849.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 WILTSHIRE CIR, 423, FLETCHER, NC 28732-8317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5830 SUMMIT LN, WESLEY CHAPEL, FL 33545-4342

Mortgage

Document Number	104942967
Date	Dec 1, 2021
Instrument	10494/2967

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 5, 2018
Property Address	5830 SUMMIT LN, WESLEY CHAPEL, FL 33545-4342
Document Number	0096593431
Book / Page	9659 / 3431
Map Reference	MB30 PG120-122
Instrument Date	Jan 2, 2018
Instrument	2018002950
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TALON TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5830 SUMMIT LN, WESLEY CHAPEL, FL 33545-4342

Mortgage

Document Number	2018002952
Date	Jan 5, 2018
Instrument	2018002952

Lender

Name	CARDINAL CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,283.00 (-4.98%) Homeowner's exemption	$399,707 (+4.77%) Land $75,195 Building $324,512	$399,707 (+4.77%) Land $75,195 Building $324,512
2023	$6,612.00 (+18.37%)	$381,494 (+11.79%) Land $69,675 Building $311,819	$381,494 (+11.79%) Land $69,675 Building $311,819
2022	$5,586.00	$341,257 Land $58,235 Building $283,022	$341,257 Land $58,235 Building $283,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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