5830 Kale Dr, Elko, NV 89801 Property Records

Elko County property record for 5830 Kale Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,342 sqft · built 1981
Lot Size	2.26 acres (98,881 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2012)
Tax Bill	$1,165 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-023-003`

Property Details

APN / Parcel Number

Primary APN	`035-023-003`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,342 sqft Living Area
Gross Area	4,150 sqft
1st Floor Area	1,575 sqft
Basement Area	1,000 sqft
Finished Basement	192 sqft
Unfinished Basement	808 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Roof Material	Metal
Lot Area	98,881 sqft
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5830 KALE DR
City	ELKO
State	NV
Zip	89801-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	MEADOW VALLEY RANCHOS UNIT NO 3 FILE 10835 LOCATED IN THE NW4SE4 OF MDB&M
Legal Range	56E
Legal Township	35N
Legal Section	03
Legal Subdivision	MEADOW VALLEY RANCHOS 3
Legal Block	23
Legal Lot Number	3
Legal Unit	3
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1454
Census Tract	950702

Owner

5830 Kale Dr is owned and occupied by an individual who bought it in June 2012.

Source: Elko County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5830 KALE DR, ELKO, NV 89801-5225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 19, 2017	Loan Modification, Mortgage · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2012 · Amount on File
Deed Sale	Jun 8, 2012 · Amount on File
Deed Document Number	2012657365
Prior Transfer Date	Jul 21, 2010
Prior Transfer Doc	0000628691
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	5830 KALE DR, ELKO, NV 89801-5225
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5830 KALE DR, ELKO, NV 89801-5225

Mortgage

Document Number	0000834011
Date	Feb 27, 2024
Instrument	834011

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	5830 KALE DR, ELKO, NV 89801-5225
Document Number	0000722379
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5830 KALE DR ELKO NV 898015225, ELKO, NV 89801-5225

Mortgage

Document Number	0000722379
Date	Feb 27, 2017
Instrument	722379

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKO NV
Property Address	5830 KALE DR, ELKO, NV 89801-5225
Document Number	0000722378
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5830 KALE DR ELKO NV 898015225, ELKO, NV 89801-5225

Mortgage

Document Number	0000722378
Date	Feb 27, 2017
Instrument	722378

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92186-5304

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 5830 Kale Dr was $1,165, down 4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,165.00 (-4.04%)	$43,476 (-4.06%) Land $2,800 Building $40,676	$124,217 (-4.06%) Land $8,000 Building $116,217
2025	$1,214.00 (-4.11%)	$45,318 Land $2,800 Building $42,518	$129,480 Land $8,000 Building $121,480
2024	$1,266.00 (+11.35%)
2023	$1,137.00 (+7.98%)	$45,213 (+15.09%) Land $2,800 Building $42,413	$129,180 (+15.09%) Land $8,000 Building $121,180
2022	$1,053.00	$39,285 Land $2,800 Building $36,485	$112,243 Land $8,000 Building $104,243

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5830 Kale Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5830 Kale Dr is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 85% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
Frontier DSL	10 / 1

May also be available: Rise Broadband, T-Mobile.

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