5830 Cedar St, Ferndale, WA 98248 Property Records

Whatcom County property record for 5830 Cedar St, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 728 sqft · built 1898
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Tax Bill$5,218 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN504306

Property Details

APN / Parcel Number

Primary APN504306
Alternative APNs
  • 390220 238189 0000
  • 95490

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area728 sqft Living Area
1st Floor Area1,756 sqft
2nd Floor Area1,028 sqft
FlooringCarpet
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1898
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)

Exterior Amenities

PorchPorch
Porch Area400 sqft
Patio Area464 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number504306
Street Address5830 CEDAR ST
CityFERNDALE
StateWA
Zip98248-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM1.5
Legal DescriptionBEAP ON E LI OF CEDAR ST 230.1 FT N OF NLY LI OF SOMERSET AVE-TH E 213 FT-TH N 52 FT-TH W TO ELY LI OF CEDAR ST-TH SLY TO POB
Legal Range02
Legal Township39
Legal Section20
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1009
Census Tract10506

Owner

5830 Cedar St is owned by two individuals who acquired it in September 2014.

Source: Whatcom County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3334 BOXWOOD AVE, BELLINGHAM, WA 98225-8401
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2014
Deed SaleSep 15, 2014
Prior SaleJun 12, 2013
Deed Document Number2140901327
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5830 CEDAR ST, FERNDALE, WA 98248
Transaction TypeMortgage
Record UpdatedMar 16, 2022
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000301134
DateMar 9, 2022
Instrument2022-0301134
Lender
NamePEOPLES BANK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5830 Cedar St was $5,218.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,218.00$696,511 Land $213,400 Building $483,111$696,511 Land $213,400 Building $483,111
2022$540,534 Land $140,445 Building $400,089$540,534 Land $140,445 Building $400,089
2021$4,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5830 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5830 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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