San Joaquin County property record for 583 W Esplanade Dr, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,420 sqft · built 2013 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,110,000 (Sep 2021) |
| Tax Bill | $18,921 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-430-350-000 |
| Primary APN | 256-430-350-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,420 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 256-430-35 |
|---|---|
| Street Address | 583 W ESPLANADE DR |
| City | TRACY |
| State | CA |
| Zip | 95391-1283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | 07-FM PT 209-040-03/MTN HOUSE NEIGH H UNIT NO 10 |
| Legal Subdivision | MOUNTAIN HOUSE NEIGHBORHOOD H |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 5221 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 583 W ESPLANADE DR, TRACY, CA 95391-1283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Nov 13, 2019 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 9, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 2, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | Apr 16, 2013 · Amount on Record |
| Deed Document Number | 2021151591 |
| Prior Transfer Date | Dec 23, 2017 |
| Prior Transfer Doc | 0000000133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 9, 2021 |
| Property Address | 583 W ESPLANADE DR, MOUNTAIN HOUSE, CA 95391-1283 |
| Document Number | 0000151591 |
| Map Reference | MB 41 PG 15 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021-151591 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 583 W ESPLANADE DR, MOUNTAIN HOUSE, CA 95391-1283 |
| Document Number | 0000151592 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-151592 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 583 W ESPLANADE DR, MOUNTAIN HOUSE, CA 95391-1283 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000138502 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019-138502 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 583 W ESPLANADE DR, MOUNTAIN HOUSE, CA 95391-1283 |
| Document Number | 0000138504 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 583 W ESPLANADE DR MOUNTAIN HOUSE CA 953911283, MOUNTAIN HOUSE, CA 95391-1283 |
| Document Number | 0000138504 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 138504 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 583 W ESPLANADE DR, MOUNTAIN HOUSE, CA 95391-1283 |
| Document Number | 0000089680 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 583 W ESPLANADE DR MOUNTAIN HOUSE CA 953911283, MOUNTAIN HOUSE, CA 95391-1283 |
| Document Number | 0000089680 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 89680 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 2, 2018 |
| Property Address | 583 W ESPLANADE DR, MOUNTAIN HOUSE, CA 95391-1283 |
| Document Number | 0000000133 |
| Instrument Date | Dec 23, 2017 |
| Instrument | 133 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 583 W ESPLANADE DR MOUNTAIN HOUSE CA 953911283, MOUNTAIN HOUSE, CA 95391-1283 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,921.00 (+11.09%) | ||
| 2025 | $17,032.00 (+4.52%) | $1,177,940 (+4.04%) Land $185,711 Building $992,229 | |
| 2023 | $16,295.00 (+2.04%) | $1,132,200 Land $178,500 Building $953,700 | $1,093,860 |
| 2022 | $15,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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