583 Smith Ln, Bedford, KY 40006 Property Records

Trimble County property record for 583 Smith Ln, Bedford, KY 40006

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,878 sqft · built 1900
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Nov 2022)
Tax Bill	$3,451 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-00-00-003.00`

Property Details

APN / Parcel Number

Primary APN	`032-00-00-003.00`
Alternative APNs	`11435` `9103`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,878 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Roof Type	Gable
Lot Area	435,600 sqft (10 acres)
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11435
Street Address	583 SMITH LN
City	BEDFORD
State	KY
Zip	40006-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & BLDGS & 10 ACS
Jurisdiction	TRIMBLE KY
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3015
Census Tract	100200

Owner

583 Smith Ln is owned and occupied by two individuals who bought it in November 2022.

Source: Trimble County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	583 SMITH LN, BEDFORD, KY 40006-8754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE
Aug 14, 2018	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2018	Warranty Deed, Transfer STEWART TITLE
Aug 14, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	2022103113
Deed Book / Page	164 / 156
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	583 SMITH LN, BEDFORD, KY 40006-8754
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M246/776
Date	Oct 25, 2021
Book Page	M246/776
Instrument	98783

Lender

Name	RIVER CITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	583 SMITH LN, BEDFORD, KY 40006-8754
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M221/478
Date	Aug 14, 2018
Book Page	M221/478
Instrument	91823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRIMBLE KY
Recording Date	Aug 14, 2018
Property Address	583 SMITH LN, BEDFORD, KY 40006-8754
Document Number	D149/652
Book / Page	D149 / 652
Instrument Date	Jul 26, 2018
Instrument	91822
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PENN CTR W, 6, PITTSBURGH, PA 15276-0108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	583 SMITH LN, BEDFORD, KY 40006-8754

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRIMBLE KY
Recording Date	Aug 14, 2018
Property Address	583 SMITH LN, BEDFORD, KY 40006-8754
Document Number	D149/649
Book / Page	D149 / 649
Map Reference	MB 107 PG 500
Instrument Date	May 16, 2018
Instrument	91821
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$232.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	583 SMITH LN, 583, BEDFORD, KY 40006-8754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PENN CTR W, PITTSBURGH, PA 15276-0108
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 583 Smith Ln was $3,451.

Source: Trimble County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,451.00	$306,000	$306,000
2023	$3,522.00	$306,000	$306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 583 Smith Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 583 Smith Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIMBLE CO WATER DISTRICT #1 serves 4,146 people · EPA ID KY1120431
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Smith Ln

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