583 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 583 Santander Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,718 sqft · built 1979
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,950,000 (Apr 2026)
Tax Bill	$14,157 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-492-019-2`

Property Details

APN / Parcel Number

Primary APN	`209-492-019-2`
Alternative APN	`209-492-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,718 sqft Living Area
Gross Area	3,341 sqft
1st Floor Area	1,428 sqft
2nd Floor Area	1,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	583 SANTANDER DR
City	SAN RAMON
State	CA
Zip	94583-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-1
Legal Description	T05217 L0177 B
Legal Subdivision	MAP/SUB 5217
Legal Tract	05217
Legal Lot Number	177
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	345116

Owner

583 Santander Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	583 SANTANDER DR, SAN RAMON, CA 94583-2146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Apr 13, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Mar 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Feb 23, 2015 · Amount on File
Deed Document Number	202636727
Prior Transfer Date	Mar 10, 2020
Prior Transfer Doc	0000050737
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	583 SANTANDER DR, SAN RAMON, CA 94583-2146
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 SANTANDER DR, SAN RAMON, CA 94583-2146

Mortgage

Document Number	0000008190
Date	Jan 26, 2026
Instrument	2026- 008190

Lender

Name	COLUMBIA BANK
Type	Bank
Address	PO BOX 1580, ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 13, 2026
Property Address	583 SANTANDER DR, SAN RAMON, CA 94583-2146
Document Number	0000036727
Instrument Date	Apr 6, 2026
Instrument	202636727
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	583 SANTANDER DR, SAN RAMON, CA 94583-2146

Mortgage

Document Number	0000036728,
Date	Apr 13, 2026
Instrument	202636728

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 17, 2020
Property Address	583 SANTANDER DR, SAN RAMON, CA 94583-2146
Document Number	0000050737
Instrument Date	Mar 10, 2020
Instrument	50737
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	583 SANTANDER DR SAN RAMON CA 945832146, SAN RAMON, CA 94583-2146

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 17, 2020
Property Address	583 SANTANDER DR, SAN RAMON, CA 94583-2146
Document Number	0000050738
Instrument Date	Mar 10, 2020
Instrument	50738
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	583 SANTANDER DR SAN RAMON CA 945832146, SAN RAMON, CA 94583-2146

Tax Assessment & Valuation

The 2025 property tax bill for 583 Santander Dr was $14,157.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,239,977 (+2%) Land $836,665 Building $403,312
2025	$14,157.00 Homeowner's exemption	$1,215,664 Land $820,260 Building $395,404
2023	$13,644.00 (+0.76%) Homeowner's exemption	$1,168,459 Land $788,409 Building $380,050
2022	$13,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 583 Santander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 583 Santander Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile.

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