Madison County property record for 583 Regency Cir, Richmond, KY 40475 · Last verified December 2025
| Property Type | Condominium |
|---|---|
| Details | 1,128 sqft |
| Owner | Company Name on File |
| Last Sale | $6,360,000 (Jun 2025) |
| Tax Bill | $1,933 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-0018-0581-3 |
| Primary APN | 0068-0018-0581-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,128 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 50095 |
|---|---|
| Street Address | 583 REGENCY CIR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8257 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAGE OF LAKE REBA LOT 581 UNIT 3 |
| Legal Subdivision | VILLAGE OF LAKE REBA |
| Legal Lot Number | 581 |
| Legal Unit | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10303 |
Source: Madison County records · APN 0068-0018-0581-3
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 838 E HIGH ST, LEXINGTON, KY 40502-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed, Transfer · Unknown COMMONWEALTH CREDIT UNION |
| Apr 03, 2017 | Deed of Trust, Mortgage · Commercial Mortgage TRADITIONAL BANK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Deed Document Number | 2014267384 |
| Deed Book / Page | D868 / 737 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 13, 2025 |
| Property Address | 583 REGENCY CIR, RICHMOND, KY 40475-8257 |
| Document Number | 00D868/737 |
| Book / Page | D868 / 737 |
| Map Reference | CAB 24 SL 107 |
| Instrument Date | Jun 12, 2025 |
| Instrument | 2014267384 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 838 E HIGH ST, LEXINGTON, KY 40502-2107 |
| Name | Verified Name |
|---|---|
| Address | 838 E HIGH ST # 251, LEXINGTON, KY 40502-2107 |
| Investor | Possibly a Property Investor |
| Document Number | 2014267385 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 2014267385 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 12, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 583 REGENCY CIR, RICHMOND, KY 40475-8257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01734/689 |
|---|---|
| Date | Apr 03, 2017 |
| Book Page | M01734/689 |
| Instrument | 2013956590 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Mar 10, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,933.00 (+59.49%) Additional exemption filed | $205,000 (+64%) | $205,000 (+64%) |
| 2023 | $1,212.00 (-0.33%) | $125,000 (-) | $125,000 (-) |
| 2022 | $1,216.00 | $125,000 | $125,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Metronet Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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