583 Norman Kelley Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 583 Norman Kelley Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,434 sqft · built 2004
Lot Size	4.34 acres (189,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Oct 2017)
Tax Bill	$2,506 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-3N-30-0000-01605-0000`

Property Details

APN / Parcel Number

Primary APN	`12-3N-30-0000-01605-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,434 sqft Heated Area
Gross Area	3,138 sqft
1st Floor Area	2,907 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	189,486 sqft (4.34 acres)
Lot Dimensions	6,450 ft deep x 2,970 ft wide
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	123N300000016050000
Street Address	583 NORMAN KELLEY RD
City	JAY
State	FL
Zip	32565-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM SE SEC CORN TH S8945 01 W 660.37 FT TH N018'39E 881.92 FT FOR POB TH CONT N018'19E 297.12 FT TH N8948'49E 652.6 8 FT
Legal Range	30W
Legal Township	03N
Legal Section	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	4
Census Block	4029
Census Tract	10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	583 NORMAN KELLEY RD, JAY, FL 32565-9550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	Feb 5, 2009
Deed Document Number	201741312
Deed Book / Page	3667 / 0311
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 3, 2017
Property Address	583 NORMAN KELLEY RD, JAY, FL 32565-9550
Document Number	0036670311
Book / Page	003667 / 000311
Instrument Date	Oct 2, 2017
Instrument	41312
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	583 NORMAN KELLEY RD JAY FL 325659550, JAY, FL 32565-9550

Mortgage

Document Number	36670313
Date	Oct 3, 2017
Book Page	003667/000313
Instrument	41313

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,506.00 (+1.79%) Homeowner's exemption	$243,956 (+3%)	$359,502 (+8.01%) Land $103,431 Building $256,071
2023	$2,462.00 (+2.33%) Homeowner's exemption	$236,850 (+3%)	$332,841 (+6.44%) Land $78,607 Building $254,234
2022	$2,406.00 Homeowner's exemption	$229,951	$312,717 Land $57,921 Building $254,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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