583 N FM 95, Garrison, TX 75946 Property Records

Nacogdoches County property record for 583 N FM 95, Garrison, TX 75946

Property Summary

Property Type	Single Family Home
Details	2,262 sqft · built 1964
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on File
Last Sale	$259,350 (Mar 2026)
Tax Bill	$3,410 (2026)
Deeds & Mortgages	Oct 2007 Mortgage May 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-138-1016-000000`

Property Details

APN / Parcel Number

Primary APN	`12-138-1016-000000`
Alternative APN	`21681`

Interior

Building Area	2,262 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	115,434 sqft (2.65 acres)
Porch	Porch
Porch Area	360 sqft

Location & Zoning

Account Number	12-138-1016-000000
Street Address	583 N FM 95
City	GARRISON
State	TX
Zip	75946-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A-138 J COODY P 1016 OUTSIDE CITY LIMITS
Legal Subdivision	J COODY SURVEY A-
Jurisdiction	NACOGDOCHES TX
Township / Civil Division	GARRISON
Census Block Group	1
Census Block	1021
Census Tract	950100

Owner

583 N FM 95 is owned and occupied by two individuals who bought it in March 2026.

Source: Nacogdoches County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	583 N FM 95, GARRISON, TX 75946-2302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2007	Deed of Trust, Mortgage · ARM AUSTIN BANK TEXAS NA
May 7, 2008	Deed of Trust, Mortgage · FHA Mortgage GENEVA MORTGAGE CORP
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK OF TEXAS NA
Mar 13, 2026	Vendor's Lien, Transfer · Conventional Mortgage COMMERCIAL BANK OF TEXAS NA
Dec 8, 2025	Vendor's Lien, Transfer FARMERS STATE BANK
May 3, 2017	Warranty Deed, Transfer HERITAGE TITLE LT, HERITAGE TITLE
Apr 27, 2015	Special Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	May 3, 2017
Deed Document Number	20261799
Record Updated	Oct 29, 2026

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NACOGDOCHES TX
Property Address	583 N FM 95, GARRISON, TX 75946-2302
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002727/255
Date	Oct 2, 2007
Book Page	2727/255
Instrument	112201

Lender

Name	AUSTIN BANK TEXAS NA
Type	Bank
Address	NACOGDOCHES, TX 75963

Agreement

Type	ARM
Amount	Amount on Record
Term	179 Months
Due	Sep 25, 2022

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Sep 25, 2012
Change Frequency	Annually
Index	Prime Rate
Max Rate	6.5%

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NACOGDOCHES TX
Property Address	583 N FM 95, GARRISON, TX 75946-2302
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002848/077
Date	May 7, 2008
Book Page	2848/077
Instrument	121291

Lender

Name	GENEVA MORTGAGE CORP
Type	Mortgage Company
Address	ROCKVILLE CENTRE, NY 11570

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2038

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NACOGDOCHES TX
Property Address	583 N FM 95, GARRISON, TX 75946-2302
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 N FM 95, GARRISON, TX 75946-2302

Mortgage

Document Number	0020261800
Date	Mar 13, 2026
Instrument	2026-1800

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	NACOGDOCHES TX
Recording Date	Mar 13, 2026
Property Address	583 N FM 95, GARRISON, TX 75946-2302
Document Number	0020261799
Map Reference	VOL 4751 PG 258
Instrument Date	Mar 13, 2026
Instrument	2026-1799
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1954 COUNTY ROAD 182, GARRISON, TX 75946-5671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 N FM 95, GARRISON, TX 75946-2302

Mortgage

Document Number	0020261800
Date	Mar 13, 2026
Instrument	2026-1800

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	NACOGDOCHES TX
Recording Date	Dec 8, 2025
Property Address	583 N FM 95, GARRISON, TX 75946-2302
Document Number	0020258778
Map Reference	VOL 284 PG 321
Instrument Date	Dec 5, 2025
Instrument	2025-8778
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NACOGDOCHES TITLE COMPANY, NACOGDOCHES HERITAGE TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3208 HIGH AVE, GROVES, TX 77619-2735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 N FM 95, GARRISON, TX 75946-2302

Mortgage

Date	Dec 8, 2025

Lender

Name	FARMERS STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NACOGDOCHES TX
Recording Date	May 3, 2017
Property Address	583 N FM 95, GARRISON, TX 75946-2302
Document Number	004583/280
Book / Page	4583 / 280
Instrument Date	May 2, 2017
Instrument	2017-3418
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22846 N FM 95, GARRISON, TX 75946-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 N FM 95, GARRISON, TX 75946-2302

April 2015: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NACOGDOCHES TX
Recording Date	Apr 27, 2015
Property Address	583 N FM 95, GARRISON, TX 75946-2302
Document Number	004240/013
Book / Page	4240 / 013
Instrument Date	Apr 24, 2015
Instrument	2015-2803
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 COUNTY ROAD 182, GARRISON, TX 75946-5671

Mortgage

Document Number	0020152804
Date	Apr 27, 2015
Instrument	2015-2804

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 24, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 583 N FM 95 was $3,410 with a homeowner's exemption, up 240.7% from the year before.

Source: Nacogdoches County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Nacogdoches County
Unified School District	Garrison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,410.00 (+240.66%) Homeowner's exemption	$216,770 (+3.31%) Land $41,950 Building $174,820	$216,770 (+3.31%) Land $41,950 Building $174,820
2025	$1,001.00 Homeowner's exemption	$209,820 Land $41,020 Building $168,800	$209,820 Land $41,020 Building $168,800
2023		$174,930 Land $24,880 Building $150,050	$174,930 Land $24,880 Building $150,050
2022	$1,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 583 N FM 95 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 583 N FM 95 is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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