583 McFall Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 583 McFall Rd, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,508 sqft · built 1987
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on Record
Last Sale	$402,300 (Sep 2023)
Tax Bill	$10,993 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 153.10-1-2.12`

Property Details

APN / Parcel Number

Primary APN	`493089 153.10-1-2.12`
Alternative APNs	`308915301000010020120000` `00000007631`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,508 sqft Living Area
1st Floor Area	2,908 sqft
2nd Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	86,684 sqft (1.99 acres)
Lot Dimensions	425 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	1,110 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	700 sqft
Patio Area	450 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000007631
Street Address	583 MCFALL RD
City	APALACHIN
State	NY
Zip	13732-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	2.012
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2006
Census Tract	20402

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	583 MCFALL RD, APALACHIN, NY 13732-3741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Jan 17, 1996 · Amount on Record
Deed Document Number	20233555
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Sep 25, 2023
Property Address	583 MCFALL RD, APALACHIN, NY 13732-3741
Document Number	2023000003555
Instrument Date	Sep 19, 2023
Instrument	20230-00003555
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 ECHO RD, VESTAL, NY 13850-3206

Mortgage

Document Number	23000003556
Date	Sep 25, 2023
Instrument	230-00003556

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,993.00 (-1.79%) Veteran's exemption
2025	$11,193.00 (+156.6%)	$220,668 (-3.34%) Land $14,000 Building $206,668	$422,331 (-0.11%) Land $26,794 Building $395,537
2023		$228,300 (-) Land $14,000 Building $214,300	$422,778 (+14.81%) Land $25,926 Building $396,852
2022		$228,300 Land $14,000 Building $214,300	$368,226 Land $22,581 Building $345,645
2019	$4,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2006–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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