583 Lismore Cir, Elgin, IL 60124 Property Records

Kane County property record for 583 Lismore Cir, Elgin, IL 60124

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$571,500 (May 2026)
Tax Bill	$243 (2025)
Deeds & Mortgages	Nov 2024 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-20-401-014`

Property Details

APN / Parcel Number

Primary APN	`06-20-401-014`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Width	74 ft Width

Location & Zoning

Street Address	583 LISMORE CIR
City	ELGIN
State	IL
Zip	60124-0224
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	WATERFORD SUBDIVISION NEIGHBORHOOD 2 LT 49
Legal Subdivision	WATERFORD SUB
Legal Block	2
Legal Lot Number	49
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851913

Owner

583 Lismore Cir, recreational vacant land, is owned and occupied by an individual who bought it in May 2026.

Source: Kane County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	583 LISMORE CIR, ELGIN, IL 60124-0224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Deed of Trust, Mortgage CAATLANTIC GROUP LLC
May 12, 2026	Special Warranty Deed, Transfer · FHA Mortgage LENNAR MORTGAGE LLC
Mar 2, 2026	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Mar 2, 2026 · Amount on File
Deed Document Number	202619407
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	583 LISMORE CIR, ELGIN, IL 60124-0224
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041277
Date	Nov 7, 2024
Instrument	2024K041277

Lender

Name	CAATLANTIC GROUP LLC
Type	Non-Lending Institution
Address	SCHAUMBURG, IL 60173

Agreement

Amount	Amount on Record

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 12, 2026
Property Address	583 LISMORE CIR, ELGIN, IL 60124-0224
Document Number	0000019407
Instrument Date	Apr 29, 2026
Instrument	202619407
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,582.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	583 LISMORE CIR, ELGIN, IL 60124-0224
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019408,
Date	May 12, 2026
Instrument	202619408

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	4.99%
Max Rate	-1%

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 2, 2026
Property Address	583 LISMORE CIR, ELGIN, IL 60124-0224
Document Number	0000008220
Map Reference	DOC 2006K118775
Instrument Date	Feb 17, 2026
Instrument	2026K008220
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,191.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BRICKELL AVE STE 1400, 1400, MIAMI, FL 33131-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 E GOLF RD STE 1100, 1100, SCHAUMBURG, IL 60173-5864
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 583 Lismore Cir was $243, down 3.2% from the year before.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$243.00 (-3.19%)
2024	$251.00	$2,859 Land $2,859	$8,580 Land $8,580
2022	$225.00 (+2.74%)	$2,355 (+6.95%) Land $2,355	$7,065 (+6.95%) Land $7,065
2021	$219.00	$2,202 Land $2,202	$6,606 Land $6,606

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 583 Lismore Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 583 Lismore Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile.

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