583 Islamorada Dr N, Macclenny, FL 32063 Property Records

Baker County property record for 583 Islamorada Dr N, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,548 sqft · built 2018
Lot Size	0.178 acres (7,778 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2021)
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-2S-22-0216-0000-1240`

Property Details

APN / Parcel Number

Primary APN	`28-2S-22-0216-0000-1240`

Interior

Full Baths	2 Baths
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,778 sqft (0.178 acres)
Garage Type	Finished
Garage Area	460 sqft
Porch	Open Porch
Porch Area	158 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	583 ISLAMORADA DR N
City	MACCLENNY
State	FL
Zip	32063-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 124 CYPRESS POINTE UNIT II PB 3 PGS 104-107 DESC IN OR 2021-8501 POM 141B
Legal Range	22E
Legal Township	02S
Legal Section	28
Legal Subdivision	CYPRESS POINTE
Legal Lot Number	124
Legal Unit	2
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	2
Census Block	2024
Census Tract	40101

Owner

583 Islamorada Dr N is owned and occupied by an individual who bought it in November 2021.

Source: Baker County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	583 ISLAMORADA DR N, MACCLENNY, FL 32063-4242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 15, 2019	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC
Dec 20, 2017	Grant Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	May 15, 2019 · Amount on File
Deed Document Number	202100008501
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Nov 12, 2021
Property Address	583 ISLAMORADA DR N, MACCLENNY, FL 32063-4242
Document Number	0000008501
Map Reference	MB 3 PG 104-107
Instrument Date	Nov 10, 2021
Instrument	202100008501
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	OSCEOLA LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7991 GEORGIAN BAY CIR APT 203, 7991, FORT MYERS, FL 33912-5639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 ISLAMORADA DR N, MACCLENNY, FL 32063-4242

Mortgage

Document Number	0000008502
Date	Nov 12, 2021
Instrument	202100008502

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BAKER FL
Recording Date	May 15, 2019
Property Address	583 ISLAMORADA DR N, MACCLENNY, FL 32063-4242
Document Number	0000003458
Instrument Date	May 10, 2019
Instrument	3458
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 12, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	583 ISLAMORADA DR N MACCLENNY FL 320634242, MACCLENNY, FL 32063-4242

Mortgage

Document Number	3459
Date	May 15, 2019
Instrument	3459

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAKER FL
Recording Date	Dec 20, 2017
Property Address	583 ISLAMORADA DR N, MACCLENNY, FL 32063-4242
Document Number	0000007336
Instrument Date	Dec 13, 2017
Instrument	7336
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Tax	$5,859.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 583 Islamorada Dr N was $4,432, up 9.2% from the year before.

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,432.00 (+9.16%)	$256,923 (+9.26%) Land $35,000 Building $221,923	$256,923 (+9.26%) Land $35,000 Building $221,923
2024	$4,060.00 (+0.59%)	$235,141 (+1.43%) Land $35,000 Building $200,141	$235,141 (+1.43%) Land $35,000 Building $200,141
2023	$4,036.00 (+6.77%)	$231,825 (+7.57%) Land $35,000 Building $196,825	$231,825 (+7.57%) Land $35,000 Building $196,825
2022	$3,780.00	$215,516 Land $35,000 Building $180,516	$215,516 Land $35,000 Building $180,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 583 Islamorada Dr N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	31 (1984–2024)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 5 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 583 Islamorada Dr N is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MACCLENNY serves 6,500 people · EPA ID FL2020204
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northeast Florida Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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