583 Andora Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 583 Andora Dr, Punta Gorda, FL 33950 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,054 sqft · built 2011
Lot Size	0.338 acres (14,739 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Jul 2021)
Tax Bill	$10,000 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-23-19-431-007`

Property Details

APN / Parcel Number

Primary APN	`41-23-19-431-007`
Alternative APNs	`0095260-086600-8` `10004707592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
Gross Area	3,100 sqft
Flooring	Covered

Exterior

Year Built	Built 2011
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Clay Tile
Lot Area	14,739 sqft (0.338 acres)
Garage Area	739 sqft
Driveway	Driveway
Driveway Area	1,548 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	275 sqft
Porch	Porch
Porch Area	307 sqft
Loading Dock	126 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004707592
Old Parcel Number	00952600866008
Street Address	583 ANDORA DR
City	PUNTA GORDA
State	FL
Zip	33950-7850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PGI 015 0254 0001 PUNTA GORDA ISLES SEC15 BLK254 LT 1 644/2188 828/1517 977/1600 1510/737 3553/199 4076/1759 4803/
Legal Range	23E
Legal Township	41S
Legal Section	19
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	254
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2008
Census Tract	10405

Owner

Source: Charlotte County records · APN 41-23-19-431-007

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	583 ANDORA DR, PUNTA GORDA, FL 33950-7850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Apr 28, 2016
Deed Document Number	2970952
Deed Book / Page	4803 / 353
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 13, 2021
Property Address	583 ANDORA DR, PUNTA GORDA, FL 33950-7850
Document Number	0048030353
Book / Page	4803 / 353
Map Reference	MB 8 PG 20
Instrument Date	Jul 09, 2021
Instrument	2970952
Transaction Type	Transfer
Record Updated	Aug 04, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 WOOD COVE DR, 38, COVENTRY, RI 02816-6606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CMR 416 BOX 1307 # 1307, 1307, APO, AL

Mortgage

Document Number	4803354
Date	Jul 13, 2021
Instrument	4803/354

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,000.00 (-19.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$647,748 (-9.29%)	$673,778 (+5.15%) Land $234,000 Building $439,778
2023	$12,400.00 (+7.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$714,116 (+14.81%)	$640,799 (+3.02%) Land $210,000 Building $430,799
2022	$11,544.00	$621,998 Land $144,500 Building $477,498	$621,998 Land $144,500 Building $477,498

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150104052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 823 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured (228 under condo master policies) 624 of 823 individual policies on primary residences
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 6 claims Hurricane Helene (Oct 2024), 6 claims Hurricane Ian (Sep 2022), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.