5829 N Union Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 5829 N Union Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 4,578 sqft · built 1899
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2022)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9014-21-101-003`

Property Details

APN / Parcel Number

Primary APN	`9014-21-101-003`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	8 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,578 sqft Living Area
1st Floor Area	1,734 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	1,734 sqft
Finished Basement	1,175 sqft
Unfinished Basement	1,734 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	129,373 sqft (2.97 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	598 sqft
Patio Area	169 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5829 N UNION RD
City	CEDAR FALLS
State	IA
Zip	50613-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NW 1/4 NW 1/4 SEC 21 T 90 R 14 DESC AS FOLLOWS COM AT THE N 1/4 COR SEC 21 TH W ALONG N LINE SAID SEC 1321.74 FT TO
Legal Range	14W
Legal Township	90N
Legal Section	21
Jurisdiction	BLACK HAWK IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2067
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5829 N UNION RD, CEDAR FALLS, IA 50613-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Apr 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202210572
Prior Transfer Date	Apr 29, 2005
Prior Transfer Doc	2005025267
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 16, 2021
Property Address	5829 N UNION RD, CEDAR FALLS, IA 50613-9365
Document Number	202200010572
Instrument Date	Nov 9, 2021
Instrument	202200010572
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5829 N UNION RD, CEDAR FALLS, IA 50613-9365

Mortgage

Document Number	202200010573
Date	Nov 16, 2021
Instrument	202200010573

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

Mortgage

Document Number	202200010574
Date	Nov 16, 2021
Instrument	202200010574

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 5, 2031

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5829 N UNION RD, CEDAR FALLS, IA 50613-9365
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100021808
Date	Apr 16, 2021
Instrument	202100021808

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2041

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,656.00 (-1.26%) Homeowner's exemption	$675,920 (+6.23%) Land $132,000 Building $543,920	$675,920 (+6.23%) Land $132,000 Building $543,920
2024	$7,754.00 (+0.62%)
2023		$636,260 (+18.35%) Land $120,000 Building $516,260	$636,260 (+18.35%) Land $120,000 Building $516,260
2022	$7,706.00 Homeowner's exemption	$537,600 Land $108,000 Building $429,600
2021			$537,600 Land $108,000 Building $429,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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