Oakland County property record for 5828 Valley Dr, Clarkston, MI 48348
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,207 sqft · built 1993 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $204,900 (Sep 1995) |
| Tax Bill | $2,665 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-10-401-029 |
| Primary APN | J-08-10-401-029 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| 1st Floor Area | 1,469 sqft |
| Basement Area | 1,266 sqft |
| Finished Basement | 1,266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Dimensions | 15,159 ft deep x 1 ft wide |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 97 sqft |
| Deck Area | 342 sqft |
| Patio Area | 342 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5828 VALLEY DR |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48348-3062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 10 STONE VALLEY LOT 3 9-21-92 FR 023 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 10 |
| Legal Subdivision | STONE VALLEY |
| Legal Lot Number | 3,9 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 127000 |
Source: Oakland County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5828 VALLEY DR, CLARKSTON, MI 48348-3062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 1995 · Amount on Record |
| Deed Sale | Sep 28, 1995 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 8, 2026 |
| Property Address | 5828 VALLEY DR, CLARKSTON, MI 48348-3062 |
| Document Number | 0000133005 |
| Book / Page | 61527 / 625 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026133005 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5828 VALLEY DR, CLARKSTON, MI 48348-3062 |
| Document Number | 0000133005, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 61527/625 |
| Instrument | 2026133005 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5828 VALLEY DR, CLARKSTON, MI 48348-3062 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5828 VALLEY DR, CLARKSTON, MI 48348-3062 |
| Document Number | 0000087506 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 56007/563 |
| Instrument | 87506 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5828 VALLEY DR, CLARKSTON, MI 48348-3062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000217875 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 51329/00226 |
| Instrument | 217875 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,665.00 (-31.49%) Homeowner's exemption | $193,000 (+20.02%) Land $35,100 Building $157,900 | $386,000 (+20.02%) Land $70,200 Building $315,800 |
| 2024 | $3,890.00 (+11.37%) | ||
| 2023 | $160,800 Land $27,400 Building $133,400 | $321,600 Land $54,800 Building $266,800 | |
| 2022 | $3,493.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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