5828 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 5828 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,784 sqft · built 2002
Lot Size2.09 acres (91,476 sqft)
OwnerCompany Name on File
Tax Bill$5,952 (2024)
Deeds & MortgagesMay 2022 Sale
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN18-2S-27-0000-00131-0000

Property Details

APN / Parcel Number

Primary APN18-2S-27-0000-00131-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,784 sqft Heated Area
Gross Area4,796 sqft
1st Floor Area4,224 sqft
Upper Floors Area1,654 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialVinyl
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialShingle
Lot Area91,476 sqft (2.09 acres)
Lot Dimensions303 ft deep x 85 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number182S270000001310000
Street Address5828 E BAY BLVD
CityGULF BREEZE
StateFL
Zip32563-9666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM AT SE SEC COR TH S 88*57 12W 1992.26 FT TO N R/W OF LAGNIAPPE BEACH RD TH N 62*07' 54 E ALG R/W 874.45 FT TH NE ALG CURVE
Legal Range27W
Legal Township02S
Legal Section18
Legal SubdivisionPER OWNRS REQUEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1002
Census Tract10823

Owner

5828 E Bay Blvd is owned by a company that acquired it in May 2022 and is owner-occupied.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordCompany Name on File
Mailing Address5828 E BAY BLVD, GULF BREEZE, FL 32563-9666
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Warranty Deed, Transfer
Mar 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS MORTGAGE CORP
Mar 17, 2020Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2022
Deed SaleMay 12, 2022
Prior SaleDec 6, 2012 · Amount on File
Deed Document Number202229093
Deed Book / Page4283 / 758
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 12, 2022
Property Address5828 E BAY BLVD, GULF BREEZE, FL 32563-9666
Document Number0042830758
Book / Page4283 / 758
Instrument DateApr 2, 2022
Instrument202229093
Transaction TypeTransfer
Record UpdatedJul 4, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8006 MALONE RD, 8006, MILTON, FL 32570-6228

Transferred To (Grantee/Buyer)

NameVerified Name
Address3311 GULF BREEZE PKWY # 169, 169, GULF BREEZE, FL 32563-3351

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5828 E BAY BLVD, GULF BREEZE, FL 32563-9666
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037140148
DateMar 29, 2018
Book Page3714/0148
Instrument201812258
Lender
NameSYNOVUS MORTGAGE CORP
TypeMortgage Company
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2033

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5828 E BAY BLVD, GULF BREEZE, FL 32563-9666
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039291251
DateMar 17, 2020
Book Page3929/1251
Instrument202012899
Lender
NameWHITNEY BANK
TypeBank
AddressPENSACOLA, FL 32504
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueFeb 26, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,952.00 (-3.03%) Homeowner's exemption$491,645 (+3%)$818,256 (+0.6%) Land $380,237 Building $438,019
2023$6,138.00 (+2.4%) Homeowner's exemption$477,325 (+3%)$813,403 (+3.43%) Land $380,237 Building $433,166
2022$5,994.00 Homeowner's exemption$463,422$786,404 Land $365,617 Building $420,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5828 E Bay Blvd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 102 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 in force
Nearby Flood Claims22 (1995–2020)
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5828 E Bay Blvd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Ripple Broadband
Fixed Wireless
1,000 / 500
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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