5827 Regency Ct, Gurnee, IL 60031 Property Records

Lake County property record for 5827 Regency Ct, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,836 sqft · built 1988
Lot Size	0.051 acres (2,208 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Feb 1995)
Tax Bill	$6,807 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-28-204-059`

Property Details

APN / Parcel Number

Primary APN	`07-28-204-059`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,271 sqft
1st Floor Area	1,035 sqft
2nd Floor Area	801 sqft
Upper Floors Area	801 sqft
Basement Area	1,035 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,208 sqft (0.051 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	9 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5827 REGENCY CT
City	GURNEE
State	IL
Zip	60031-6100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE AT HEATHERRIDGE NEIGHBORHOOD TWO,PHASE FIVE; LOT19 LOT 19
Legal Subdivision	CAMBRIDGE AT HEATHERRIDGE NEIGHBORHOOD T
Legal Phase	F
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1056
Census Tract	861603

Owner

5827 Regency Ct is owner-occupied and held in a trust since October 2012.

Source: Lake County records, as of April 29, 2026

Owner of Record	Trust Name on File
Mailing Address	5827 REGENCY CT, GURNEE, IL 60031-6100
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 1995 · Amount on File
Deed Sale	Feb 24, 1995 · Amount on File
Deed Document Number	19953647470
Last Transfer Date	Oct 30, 2012
Transfer Doc	0006921758
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	5827 REGENCY CT, GURNEE, IL 60031-6100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007626698
Date	Jan 22, 2020
Instrument	7626698

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,828 Land $13,043 Building $91,785	$314,516 Land $39,133 Building $275,383
2024	$6,807.00 (-3.34%)
2023	$7,042.00 (+11.09%)	$82,767 (-0.58%) Land $10,298 Building $72,469	$248,326 (-0.58%) Land $30,897 Building $217,429
2022	$6,339.00	$83,252 Land $10,299 Building $72,953	$249,781 Land $30,900 Building $218,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5827 Regency Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2017)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5827 Regency Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20