5827 Perkins Rd, Culver (Saginaw), MN 55779 Property Records

St. Louis County property record for 5827 Perkins Rd, Culver, MN 55779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,400 sqft · built 2024
Lot Size	30 acres (1,310,285 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Oct 2021)
Tax Bill	$3,604 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400-0010-00940`

Property Details

APN / Parcel Number

Primary APN	`400-0010-00940`
Alternative APNs	`1118928` `1137782`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Construction Type	Wood
Lot Area	1,310,285 sqft (30 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1137782
Street Address	5827 PERKINS RD
City	CULVER
State	MN
Zip	55779-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SE 1/4 OF NW 1/4 EX SLY 325 FT SERIAL #
Legal Range	17W
Legal Township	51N
Legal Section	06
Legal Subdivision	INDUSTRIAL TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	INDUSTRIAL
Census Block Group	1
Census Block	1044
Census Tract	11101

Owner

5827 Perkins Rd is owned and occupied by an individual who bought it in October 2021.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4661 MIDWAY RD, HERMANTOWN, MN 55811-9768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage SHARE ADVANTAGE CREDIT UNION
Apr 21, 2023	Deed of Trust, Mortgage · Construction Mortgage CITIZENS STATE BANK
Oct 13, 2021	Warranty Deed, Transfer · Commercial Mortgage SHARE ADVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Jul 20, 2006 · Amount on File
Deed Document Number	20211048142
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2026
Property Address	5827 PERKINS RD, CULVER, MN 55779-8000
Document Number	0001102743
Instrument Date	Jun 5, 2026
Instrument	20261102743
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5827 PERKINS RD, CULVER, MN 55779-8000

Mortgage

Document Number	0001102743,
Date	Jun 24, 2026
Instrument	20261102743

Lender

Name	SHARE ADVANTAGE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5827 PERKINS RD, CULVER, MN 55779-8000
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001067666
Date	Apr 21, 2023
Instrument	1067666

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	May 5, 2024

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2021
Property Address	5827 PERKINS RD, CULVER, MN 55779-8000
Document Number	0001048142
Instrument Date	Oct 7, 2021
Instrument	1048142
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2649 MORRIS THOMAS RD, DULUTH, MN 55811-2847

Mortgage

Document Number	0001048143
Date	Oct 13, 2021
Instrument	1048143

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5827 Perkins Rd was $3,604 with a homeowner's exemption, up 479.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Industrial Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,604.00 (+479.42%) Homeowner's exemption
2025	$622.00 (+21.48%)	$453,700 (+488.46%) Land $94,000 Building $359,700	$453,700 (+488.46%) Land $94,000 Building $359,700
2024	$512.00	$77,100 Land $77,100	$77,100 Land $77,100
2022		$46,700 Land $46,700	$46,700 Land $46,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5827 Perkins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5827 Perkins Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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