5827 Etzler Rd, Frederick, MD 21702 Property Records

Frederick County property record for 5827 Etzler Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,390 sqft · built 1963
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$567,500 (Jul 2026)
Tax Bill	$4,319 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-407992`

Property Details

APN / Parcel Number

Primary APN	`21-407992`
Alternative APN	`407992`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	372 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	407992
Street Address	5827 ETZLER RD
City	FREDERICK
State	MD
Zip	21702-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 0.52 AC S/S ETZLER RD.
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	1
Census Block	1006
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5827 ETZLER RD, FREDERICK, MD 21702-2357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 11, 2022	Intrafamily Transfer, Transfer
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Deed Book / Page	17963 / 293
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	0158440315
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 17, 2026
Property Address	5827 ETZLER RD, FREDERICK, MD 21702-2357
Document Number	1796000293
Book / Page	17963 / 293
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573,175.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5827 ETZLER RD, FREDERICK, MD 21702-2357

Mortgage

Document Number	1796000301,
Date	Jul 17, 2026
Book Page	17963/301

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Apr 11, 2022
Property Address	5827 ETZLER RD, FREDERICK, MD 21702-2357
Document Number	0158440315
Book / Page	15844 / 315
Instrument Date	Apr 1, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5827 ETZLER RD, FREDERICK, MD 21702-2357

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5827 ETZLER RD, FREDERICK, MD 21702-2357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124770258
Date	Jun 20, 2018
Book Page	12477/0258

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5827 ETZLER RD, FREDERICK, MD 21702-2357
Document Number	0123920381
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5827 ETZLER RD FREDERICK MD 217022357, FREDERICK, MD 21702-2357

Mortgage

Document Number	0123920381
Date	May 3, 2018
Book Page	012392/000381

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 2, 2038

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,000 (+8.07%) Land $131,200 Building $264,800	$396,000 (-) Land $131,200 Building $264,800
2025	$4,319.00 (+6.09%) Homeowner's exemption	$366,433 (+19.24%)	$396,000 (+28.86%) Land $131,200 Building $264,800
2024	$4,071.00 (+8.59%)
2023	$3,749.00 Homeowner's exemption	$307,300 Land $78,700 Building $228,600	$307,300 Land $78,700 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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