5825 Pine Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5825 Pine Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,075 sqft · built 2010
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$72,100 (Feb 2006)
Tax Bill	$334 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028775-0290`

Property Details

APN / Parcel Number

Primary APN	`028775-0290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	2,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Garage Area	1,200 sqft
Porch	Finished/Open Porch
Porch Area	70 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5825 PINE CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	18/61-62 MILL CREEK PINES LOT 29 OR2639/1501
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MILL CREEK PINES
Legal Block	4
Legal Lot Number	29
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4001
Census Tract	20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5825 PINE CREEK DR, SAINT AUGUSTINE, FL 32092-0649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2006 · Amount on Record
Deed Sale	Feb 8, 2006 · Amount on Record
Prior Sale	Sep 11, 2002 · Amount on Record
Deed Document Number	20069926
Deed Book / Page	2639 / 1501
Prior Transfer Date	Sep 9, 2002
Prior Transfer Doc	0018120348
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5825 PINE CREEK DR, SAINT AUGUSTINE, FL 32092-0649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048041947
Date	Oct 1, 2019
Book Page	4804/1947
Instrument	2019072747

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5825 PINE CREEK DR, SAINT AUGUSTINE, FL 32092-0649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049970100
Date	Jul 23, 2020
Book Page	4997/100
Instrument	2020059673

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,220 (+2.7%)	$377,212 (+7.24%) Land $80,000 Building $297,212
2025	$334.00 (-83.4%) Disabled Person's exemption Veteran's exemption	$218,325 (+5.99%)	$351,757 (+11.76%) Land $80,000 Building $271,757
2024	$2,012.00 (+2.6%)
2023	$1,961.00 (+5.66%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$205,992 (+4.13%)	$314,740 (+18.17%) Land $50,400 Building $264,340
2022	$1,856.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$197,819	$266,346 Land $50,400 Building $215,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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