5825 Derby Ln, Sebring, FL 33875 Property Records

Highlands County property record for 5825 Derby Ln, Sebring, FL 33875

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,020 sqft · built 2014
Lot Size2.32 acres (101,495 sqft)
OwnerIndividual Name on Record
Tax Bill$843 (2024)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC-22-35-28-020-00G0-0130

Property Details

APN / Parcel Number

Primary APNC-22-35-28-020-00G0-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,020 sqft Living Area
1st Floor Area1,344 sqft
FlooringOther

Exterior

Year BuiltBuilt 2014
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Construction TypeMasonry / Concrete Block
Lot Area101,495 sqft (2.32 acres)
Lot Dimensions307 ft deep x 330 ft wide

Exterior Amenities

PorchPorch
Porch Area320 sqft
Patio Area64 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address5825 DERBY LN
CitySEBRING
StateFL
Zip33875-5922
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAU
Legal DescriptionSILVER FOX RANCH PB 10-PG 41 LOT 13 BLK G
Legal Range28E
Legal Township35S
Legal Section22
Legal SubdivisionSILVER FOX RANCH
Legal BlockG
Legal Lot Number13
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4014
Census Tract961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5825 DERBY LN, SEBRING, FL 33875-5922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2002
Deed SaleMay 22, 2002
Deed Document Number0001607568
Deed Book / Page1502 / 0183
Prior Transfer DateJun 13, 2000
Prior Transfer Doc1063690
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address5825 DERBY LN, SEBRING, FL 33875-5922
Document Number0001914027
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedOct 22, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5825 DERBY LN SEBRING FL 338755922, SEBRING, FL 33875-5922

Mortgage

Document Number0001914027
DateOct 9, 2018
Book Page002659/000744
Instrument1914027
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term360 Months
DueOct 8, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$88,946 (+5.99%)$147,838 (+12.78%) Land $46,600 Building $101,238
2024$843.00 (+4.59%)
2023$806.00 (-3.82%) Homeowner's exemption Disabled Person's exemption$83,921 (+3%)$131,088 (+16.47%) Land $30,290 Building $100,798
2022$838.00 Homeowner's exemption Disabled Person's exemption$81,477$112,547 Land $17,475 Building $95,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
100 / 10
Rapid Systems
Fixed Wireless
50 / 10

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