Highlands County property record for 5825 Cardinal Ct, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,185 sqft · built 2000 |
| Lot Size | 0.369 acres (16,065 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,400 (Feb 2021) |
| Tax Bill | $3,170 (2024) |
| Deeds & Mortgages | Apr 2026 Sale Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-060-0KK0-0100 |
| Primary APN | C-15-35-30-060-0KK0-0100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| Gross Area | 1,865 sqft |
| 1st Floor Area | 1,185 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,065 sqft (0.369 acres) |
| Lot Dimensions | 125 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5825 CARDINAL CT |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-0405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPRING LAKE VILLAGE VI PB 10-PG 21 LOT 10 BLK KK |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 06 |
| Legal Block | KK |
| Legal Lot Number | 10 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 961000 |
5825 Cardinal Ct is owned by two individuals who bought it in February 2021.
Source: Highlands County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6371 SW 109TH CT, MIAMI, FL 33173-1163 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 11, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Feb 11, 2021 | Quit Claim Deed, Foreclosure Quitclaim |
| Dec 16, 2020 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on File |
| Deed Sale | Feb 11, 2021 · Amount on File |
| Prior Sale | Dec 16, 2020 · Amount on File |
| Deed Document Number | 20212018830 |
| Deed Book / Page | 2801 / 1594 |
| Prior Transfer Date | Jan 7, 2021 |
| Prior Transfer Doc | 0002018829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 5825 CARDINAL CT, SEBRING, FL 33876-0405 |
| Document Number | 0002307344 |
| Book / Page | 3184 / 1278 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20262307344 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6371 SW 109TH CT, MIAMI, FL 33173-1163 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 11, 2021 |
| Property Address | 5825 CARDINAL CT, SEBRING, FL 33876-0405 |
| Document Number | 0002018830 |
| Book / Page | 2801 / 1594 |
| Map Reference | MB 10 PG 21 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 2018830 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 14405, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 6371 SW 109TH CT, MIAMI, FL 33173-1163 |
| Document Number | 0028011600 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2801/1600 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 11, 2021 |
| Property Address | 5825 CARDINAL CT, SEBRING, FL 33876-0405 |
| Document Number | 0002018829 |
| Book / Page | 2801 / 1584 |
| Map Reference | MB 10 PG 21 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2018829 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620 |
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD, HOUSTON, TX 77014-1337 |
| Investor | Possibly a Property Investor |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 16, 2020 |
| Property Address | 5825 CARDINAL CT, SEBRING, FL 33876-0405 |
| Document Number | 0002011138 |
| Book / Page | 002790 / 000811 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2011138 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187,545 Land $15,000 Building $172,545 | $187,545 Land $15,000 Building $172,545 | |
| 2024 | $3,170.00 (+4.14%) | ||
| 2023 | $3,044.00 (+7.56%) | $184,115 (+14.03%) Land $15,000 Building $169,115 | $184,115 (+14.03%) Land $15,000 Building $169,115 |
| 2022 | $2,830.00 | $161,466 Land $11,000 Building $150,466 | $161,466 Land $11,000 Building $150,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5825 Cardinal Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5825 Cardinal Ct is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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