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5824 Ruby Falls Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5824 Ruby Falls Dr, Prospect, KY 40059 · Last verified April 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Last Sale$585,707 (Mar 2026)
Tax Bill$768 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN21410100790000

Property Details

APN / Parcel Number

Primary APN21410100790000
Alternative APNs
  • 410100790000
  • 02008489

Exterior

Lot Area7,501 sqft (0.172 acres)

Location & Zoning

Account Number02008489
Street Address5824 RUBY FALLS DR
CityPROSPECT
StateKY
Zip40059-8595
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 79 SANCTUARY BLUFF SEC 2 PB. 64 PG. 73, .1722 AC
Legal SubdivisionSANCTUARY FALLS SECTION 2B
Legal Lot Number79
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1001
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21410100790000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5824 RUBY FALLS DR, PROSPECT, KY 40059-8595
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Warranty Deed, Transfer · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Oct 08, 2025Special Warranty Deed, Transfer
ENTERPRISE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2026 · Amount on Record
Deed SaleMar 19, 2026 · Amount on Record
Prior SaleOct 07, 2024 · Amount on Record
Deed Document Number202631141
Deed Book / Page13284 / 29
Record UpdatedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateMar 19, 2026
Property Address5824 RUBY FALLS DR, PROSPECT, KY 40059-8595
Document Number0000031141
Book / PageD 13284 / 29
Map ReferenceMB 64 PG 73
Instrument DateMar 18, 2026
Instrument2026031141
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$586.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248

Transferred To (Grantee/Buyer)

NameVerified Name
Address5824 RUBY FALLS DR, PROSPECT, KY 40059-8595

Mortgage

Document Number0000031142
DateMar 19, 2026
Instrument2026031142
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionJEFFERSON KY
Recording DateOct 08, 2025
Property Address5824 RUBY FALLS DR, PROSPECT, KY 40059-8595
Document Number0000126366
Book / PageD 13174 / 561
Map ReferenceMB 64 PG 73
Instrument DateOct 07, 2025
Instrument2025126366
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
Tax$1,145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address520 MADISON AVE, NEW YORK, NY 10022-4213

Transferred To (Grantee/Buyer)

NameVerified Name
Address16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$768.00$68,820 Land $68,820
2024$68,820 Land $68,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211110103131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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