5824 Mill Spring Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5824 Mill Spring Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1985
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2010)
Tax Bill	$2,767 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`720-67-69-63-400-000`

Property Details

APN / Parcel Number

Primary APN	`720-67-69-63-400-000`
Alternative APNs	`061090700000028` `422421001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,468 sqft Finished Area
Utility Area	120 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
Garage Type	Carport
Garage Area	60 sqft
Carport	Carport
Carport Area	60 sqft

Exterior Amenities

Deck Area	100 sqft
Patio Area	287 sqft
Balcony Area	40 sqft
Shed	1 Shed
Shed Area	120 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	422421001
Street Address	5824 MILL SPRING RD
City	MIDLOTHIAN
State	VA
Zip	23112-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	MILL SPRING L 28
Legal Subdivision	MILL SPRING
Legal Lot Number	28
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2000
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5824 MILL SPRING RD, MIDLOTHIAN, VA 23112-2340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 23, 2021	Warranty Deed, Transfer · FHA Mortgage THELENDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2010 · Amount on Record
Deed Sale	Apr 27, 2010 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Book / Page	9062 / 921
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5824 MILL SPRING RD, MIDLOTHIAN, VA 23112-2340
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014473-616
Date	Feb 6, 2024
Book Page	14473/616
Instrument	2024003214

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5824 MILL SPRING RD, MIDLOTHIAN, VA 23112-2340
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014064-642
Date	Aug 22, 2022
Book Page	14064/642
Instrument	2022037096

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5824 MILL SPRING RD, MIDLOTHIAN, VA 23112-2340
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5824 MILL SPRING RD, MIDLOTHIAN, VA 23112-2340

Mortgage

Document Number	015012-872
Date	Sep 24, 2025
Book Page	15012/872
Instrument	250032590

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 23, 2021
Property Address	5824 MILL SPRING RD, MIDLOTHIAN, VA 23112-2340
Document Number	13318-516
Book / Page	13318 / 516
Instrument Date	Feb 8, 2021
Instrument	2021019050
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021019051
Date	Mar 23, 2021
Instrument	2021019051

Lender

Name	THELENDER

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,767.00 (+6.83%)	$308,100 (+2.67%) Land $77,000 Building $231,100	$308,100 (+2.67%) Land $77,000 Building $231,100
2025		$300,100 (+6.46%) Land $75,000 Building $225,100	$300,100 (+6.46%) Land $75,000 Building $225,100
2023	$2,590.00	$281,900 Land $70,000 Building $211,900	$281,900 Land $70,000 Building $211,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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